January 31, 2015
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UBA Prepaid Card


The UBA Visa Prepaid card (Africard) is a debit card variant denominated in Naira and is pre-funded and re-loadable. It is internationally accepted in all Visa acceptance points (ATM, PoS & Web). Card holders do not need to have an account with UBA

Card Features

  • Real time banking transactions
  • Balance enquiry
  • Purchase at Pos
  • Purchase on WEB
  • ATM Cash withdrawal
  • Pos cash Advance
  • Mini account statement
  • Card to Card transfer
  • Worldwide acceptance: Visa Prepaid is accepted at millions of locations worldwide.
  • Instant payment: Faster than writing cheque or running to ATM.
  • Makes shopping simple: Book travel and shop online in addition to making your everyday purchases fast and convenient.

Card Benefits

  • Creates a simple convenient alternative to cash or debit card payments.
  • No need to open or have a bank account in order to have a Prepaid Card.
  • The card issuance process is simplified.
  • Provides better record keeping than cash (a history of transactions spent on the Prepaid Card is available on GTP card management system which is available on the internet).
  • Increase the feeling of security as the Prepaid Card holder remain in control of the card during transactions - a personal identification number (PIN) is used alongside the Prepaid Card as well as an SMS Text Alert is received in real time with the transaction placed.
  • Eliminates the need to carry large sums of cash.
  • When cash is lost or stolen, the money is gone forever and in most cases cannot be recovered. In the case of a lost or stolen Prepaid Card, the value on the cardholder’s account remains intact and can be transferred onto a replacement card or another Prepaid Card.
  • Allow for the non-banking population (non-account holders) to obtain a Visa Prepaid Card and become part of a financial world.
  • Debit card holders afraid of using their debit cards on the Internet for purchases may obtain a Prepaid Card which can be used solely for that purpose and is not linked to their domicile account.