LEGAL DISCLAIMER

PUBLIC NOTICE

UBA DISCLAIMER AGAINST FRAUDULENT SCHEMES

It has come to our attention that the name of the United Bank for Africa Plc (“ UBA” ) logo and address is being used in attempts to defraud the public through false financial transactions, demand for the payment of non existent taxes/fees and other scams. In some cases UBA is named as the bank through which certain payments must be made or that must approve the transaction. This type of fraud may be via email, letters, fax or by using a website purporting to be that of UBA.

In order to provide legitimacy to the schemes, the perpetrators send their letters on imitation UBA letterhead with the forged signature of the Group Managing Director of the Bank, the Chairman of the Bank or other officers of the Bank.

UBA cautions the public against providing personal information, sending money or disclosing bank details to any person claiming to represent UBA or to have a relationship with UBA.

UBA works closely with all regulatory authorities and law enforcement agencies charged with bringing fraudsters to book in the various countries we operate.

It is equally important to inform you that today's UBA is the result of a merger between UBA and Standard Trust Bank Plc (STB) and the subsequent acquisition of Continental Trust Bank Limited (CTB).

On receipt of documents purportedly issued by officers of UBA, former STB or former CTB, you are strongly advised to seek information/clarifications from any of our numerous business offices, the Customer Interaction Center or online through enquiries@ubagroup.com .

All suspected cases of fraud in which UBA, STB or CTB names are used should be reported to us online through enquiries@ubagroup.com and the relevant law enforcement authorities in your home country. You may also notify our Customer Interaction Centre on +234-1-264-4754, +234-803-560-6000 or +234 - 802 - 560 – 6000.

Members of the public are hereby advised not to send/receive money to/from such scammers, as UBA will have no liability whatsoever for losses suffered by anyone who falls victim to such scams from fraudsters .

Signed

MANAGEMENT