The UBA Debit Card is a PIN driven card that is directly linked to a customer’s savings or current account and accepted on all interswitch branded ATM and PoS terminals in Nigeria.
Its functions include
Cash withdrawals from ATM’s
Account to account transfers
Customer balance enquiries
Payment for goods and services at merchant outlets (PoS)
Generation of mini account statements
A Personal Identification Number (PIN) is also required to successfully carry out any of these transactions, as these transactions are meant to be prompted by the owner of the account.
Eligibility
Intending Cardholders must have an existing UBA Plc account, while new customers also have to open an account because the cards are directly linked to the customer’s accounts
The accounts opened have to be individual accounts (it could be current or savings or both)
TIPS FOR RESPONSIBLE CARD USAGE
Be smart with your card:
Choose a unique Personal Identification Number (PIN). Avoid obvious choices, such as your address, phone number or birth date.
Keep your PIN private, memorize it, don't write it down and never tell it to anyone.
Always know your account balance and don't forget about cheques that have not yet cleared from your account.
Always keep sales receipts, ATM withdrawal receipts and carbon copies; they may contain valuable information that a thief could use to make purchases on your account via mail, phone, or the Internet.
Record your transactions in your cheque register/ savings withdrawal book register as soon as possible and also remember to include any card fee charge that may also apply.
Store your receipts safely in one place in case you need them later.
Review your statements carefully and call your financial institution immediately you suspect an error.
If your card is lost or stolen, contact your branch immediately as this reduces your liability if losses occur.
