The credit programme that gives you the opportunity to own that asset which you have been longing for such as new personal cars, personal computers and notebooks, generators, mobile phones, washing machines, household furniture, gas/electric cookers, electronic and electrical appliances.
BENEFITS
Convenient terms of payment.
The opportunity to own your own asset without having to save for a long period or delete saving
Considerate and convenient terms of payment
Competitive interest rates.
TARGET AUDIENCE
Confirmed employees of reputable organizations in the private or public sector
Individuals whose salaries must have been paid through UBA for at least 1 months
UBA account holders
Employees who will be discussing or selling consumer credit products
HOW TO APPLY
Complete a consumer loan application form which you may download online or pick up from any of our branches
Obtain a Pro-forma invoice from an acceptable vendor known to your customer service officer
Submit your application to the customer service officer in your branch
Provide the minimum equity contribution of 20% of the cost of the asset
