Our overdraft MAX is a one-off short-term facility for the individual who earns at least N7.5million per annum that allows you to overdraw your account for a maximum of 180days.

Benefits

• Up to 20% of your annual after tax income as your Overdraft limit
• Pay for goods, services and meet daily expenses without having a kobo in your account
• Self administered with your cheques, other payment instruments and ATM card at an ATM or PoS terminal
• Charges are calculated only on utilised amount
• Charges are calculated only for the number of days your account is in debt
• Competitive interest rate

Target Audience

• Confirmed employees in the private or public sector who earn at least =N=7.5million per annum Notional amount, Currency, future & maturity dates and reference rate must be agreed
• Individuals whose salaries must have been paid through UBA for at least 3 months

How to Apply

• Complete a special short and easy to fill form
• Submit your application to the Customer Service Officer in your business office or Retail Credit Products Groups in the Head office