As at May 2010:

	12mths to December 2011
Current Consensus	High ( N billion)	Mean ( N billion)	Low ( N billion)
Gross Earnings	-	145.9	-
Profits before tax	-	34.9	-
Profits after tax	-	27.9	-
	N	N	N
Target Price (N)	-	8.9	-
Book Value per Share (BVPS)	-	5.6	-
Earnings per Share (EPS)	-	0.9	-
Dividends per Share (DPS)	-	0.3	-

Recommendations:

The sell-side analysts who cover UBA and whose estimates are included in the above outlined consensus are listed below. BGL FSDH Securities JP Morgan Meristem Merrill Lynch  Renaissance Capital Stanbic IBTC

Please note that any opinions, estimates or forecasts regarding UBA's performance made by these analysts are theirs alone and do not represent opinions, forecasts or predictions of UBA or its management.