Big ticket funding drives UBA loan book by 42% to N971 billion

Several big ticket transactions executed United Bank for Africa Plc in 2013, especially in the power,
oil and gas sectors  have led to a significant expansion of its loan book
by 42% to a new high of N937 billion in 2013.
Phillips Oduoza,GMD/CEO, UBA Plc 
 
The bank’s full
year financials released to the Nigerian Stock Exchange (NSE) confirms
management assurance made in early 2013 to increase its lending support to
critical sectors of the Nigerian and African economy. UBA Plc has business
operations in 18 other African countries outside Nigeria.
 
Phillips Oduoza,
GMD/CEO UBA Plc, had revealed in 2013 that the bank committed $700 million in
funding to the power sector privatization exercise in Nigeria, financing
different investors to acquire the power assets put on sale by the Federal
Government of Nigeria (FGN).
 
Some of the major
deals UBA actively participated in the power sector include taking up $120m
(N19.44bn) of the financing in respect of Transcorp Ughelli Power Plant. 
 
The bank also acted
as Mandated Lead Arranger, underwriting the entire facility of $122m (N20bn)
for Kann Utilities’ acquisition of the Abuja Electricity Distribution Company,
financing the payment of 75% acquisition of 60% equity stake in Ikeja
Electricity Distribution Company while the bank also   threw its
financial weight behind Aura Energy for the Acquisition of Jos Electricity
Distribution Company, acting as the lead arranger for N9.6 billion to finance
the payment of 75% of Aura’s 60% equity stake in Jos Electricity Distribution
Company.
 
UBA also
successfully arranged debt financing of US$68m as well as secured equity
investment from a strategic and technical investors for the acquisition of the
Shiroro Hydroelectric Power Plc by North South Power Company Limited.
 
The significant
increase in lending had a positive impact on the bank’s released financials
with interest income rising significantly by  23.8% to N186 billion while
fee and commission based income rose 5.1% to N50.01 billion. 
The bank’s lending  provides a source of consistent cash flows into the future. 
 
Analysts were also
impressed with the bank’s lending process as despite the significant increase in lending
portfolio, the bank has been able to reduce the incidence of non-performing
loans on its books well below the industry average and regulatory threshold.
The bank’s financial results shows that non-performing loans averaged
 1.19% only in 2013, one of the lowest in the banking industry and well below the
regulatory threshold of 5%.
 
Loan to deposit
ratio at 44.3% also represent a significant low in the banking industry, giving it
strong headroom to keep expanding its lending portfolio. The financials also
showed a healthy liquidity position with a liquidity ratio of 55% as at full
year 2013, well above the regulatory minimum of 25%.
 
UBA’s full year
results shows gross earnings rose 20.24% to a new high of N264 billion in 2013
from N220 billion in full year 2012 while the bank announced a profit of N56.06
billion  for the year, representing an increase of 7.8% over the N52.01
billion profit recorded in the corresponding period. 
 
Speaking on the
results, Phillips Oduoza, GMD/CEO of UBA Plc, said that the bank’s
customer-focused, Corporate Banking and Treasury led business model drove its
success for the year.
 
“UBA had a good
performance for full year 2013. This performance puts us in a position to
continue to pursue our goal to achieve Industry leadership in the medium term.
We were also able to gain considerable strides in our project Alpha initiatives
by improving customer service delivery and leveraging our balance sheet to
participate in emerging growth sectors of the economy.” Oduoza explained.
 

 

The bank also
closed the year with a total assets of N2.64 trillion, an increase of 16.23%
over the N2.27 trillion in 2012 while total equity increase by 22.1% to N235
billion. 

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    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………

  17. WELCOME TO THE GREAT BROTHERHOOD.
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    5.One year Golf Membership package
    6.A V.I.P treatment in all Airports in the World
    7.A total Lifestyle change
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  18. Good news!!! Good news!!!, Do you want to live a rich,healthy and famous
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    BEWARE OF SCAMMERS, THERE IS NO SUCH THING AS REGISTRATION FEE AND YOU MUST
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    THANKS….
    TEAM REGARDS
    PLAN ILLUMINATION

  19. Welcome to the brotherhood of Illuminati>> call Dr Andrew on +2348137294527 or email us on Illuminatibbotherhood30@gmail.com, join the Illuminati to get rich and fame, Are you a politician, business man/woman,musical artiste, student, footballer or whatever occupation you do, and you want to be rich, powerful and famous in life. join the illuminati today to achive all your dreams
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  21. Welcome to the brotherhood of Illuminati>> call Dr Andrew on +2348137294527 or email us on Illuminatibbotherhood30@gmail.com, join the Illuminati to get rich and fame, Are you a politician, business man/woman,musical artiste, student, footballer or whatever occupation you do, and you want to be rich, powerful and famous in life. join the illuminati today to achive all your dreams
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    fill in the following as well-:
    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
    PART OF THE WORLD. NOTE: WE ARE NOT FORCING
    ANYBODY FOR THIS. IF YOU ARE NOT INTERESTED
    PLEASE DON'T APPLY

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    fill in the following as well-:
    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
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    ANYBODY FOR THIS. IF YOU ARE NOT INTERESTED
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    fill in the following as well-:
    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
    PART OF THE WORLD. NOTE: WE ARE NOT FORCING
    ANYBODY FOR THIS. IF YOU ARE NOT INTERESTED
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    fill in the following as well-:
    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
    PART OF THE WORLD. NOTE: WE ARE NOT FORCING
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    us or email
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    fill in the following as well-:
    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
    PART OF THE WORLD. NOTE: WE ARE NOT FORCING
    ANYBODY FOR THIS. IF YOU ARE NOT INTERESTED
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    fill in the following as well-:
    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
    PART OF THE WORLD. NOTE: WE ARE NOT FORCING
    ANYBODY FOR THIS. IF YOU ARE NOT INTERESTED
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  28. Good news!!! Good news!!!, Do you want to live a rich,healthy and famous
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    simple all you have to do is to contact us to ELEVATE YOURSELF FROM
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    Phone number Text / Whatsapp: +1(706)804-2665

    Email : illuminati666officialcult@gmail.com

    BEWARE OF SCAMMERS, THERE IS NO SUCH THING AS REGISTRATION FEE AND YOU MUST
    BE ABOVE THE AGE OF 18YRS.

    THANKS….
    TEAM REGARDS
    PLAN ILLUMINATION

  29. I am giving a testimony of how i become rich and famous today… i was deeply strangled up by poverty and i had no body to help me, and also i searched for
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  30. good day to all views,been poor is a disease which i have been living with my family, i am Neme Amber called by name,i am from new york city at USA ,i was once poor till i meet agent smith the superrior lord of illuminati,which help me belong to the fraternity cult that change my life to good,i taught joining will cast human been blood and alot from me,not knowing that it will not required human sacrifice,well to cut it short,i am a member living good life,even the law of USA cant control my lifestyle now
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  31. CALL MR HARRY ON HOW TO JOIN THE GREAT ILLUMINATI
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    5.One year Golf Membership package
    6.A V.I.P treatment in all Airports in the World 7.A total
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  32. CALL MR HARRY ON HOW TO JOIN THE GREAT ILLUMINATI
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    Do you want to be a member of Illuminati as a brotherhood
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    .Are you a business man or woman,artist, political,
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    BENEFITS GIVEN TO NEW MEMBERS WHO JOIN ILLUMINATI.
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  33. WELCOME TO THE GREAT BROTHERHOOD.
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    BENEFITS GIVEN TO NEW MEMBERS WHO JOIN ILLUMINATI.
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    4. One Month holiday (fully paid) to your dream tourist destination.
    5.One year Golf Membership package
    6.A V.I.P treatment in all Airports in the World
    7.A total Lifestyle change
    8.Access to Bohemian Grove.
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    fill in the following as well-:
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    NEXT OF KIN……………….
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    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………

  34. JOIN THE ILLUMINATI666 BROTHERHOOD?!!!
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    fill in the following as well-:
    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
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    fill in the following as well-:
    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
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    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
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    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
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    ANYBODY FOR THIS. IF YOU ARE NOT INTERESTED
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    fill in the following as well-:
    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
    PART OF THE WORLD. NOTE: WE ARE NOT FORCING
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    fill in the following as well-:
    NAME………………..
    NEXT OF KIN……………….
    ADDRESS……………..
    MARITAL STATUS………….
    COUNTRY………
    STATE………………
    OCCUPATION…………….
    MOBILE LINE…………
    A NEW MEMBER WILL GIVEN THE SUM OF
    120MILLION DOLLARS, A CAR AND A HOUSE IN ANY
    PART OF THE WORLD. NOTE: WE ARE NOT FORCING
    ANYBODY FOR THIS. IF YOU ARE NOT INTERESTED
    PLEASE DON'T APPLY

  40. WELCOME TO THE GREAT BROTHERHOOD.
    Do you want to be a member of Illuminati as a brotherhood that will make you rich and famous in the world and have power to control people in the high place in the worldwide .Are you a business man or woman,artist, political, musician, student, do you want to be rich, famous, powerful in life, join the Illuminati brotherhood cult today and get instant rich sum of. 2 million dollars in a week, and a free home. any where you choose to live in this world and also get 20,000,000 U.S dollars monthly as a salary %2026
    BENEFITS GIVEN TO NEW MEMBERS WHO JOIN ILLUMINATI.
    1. A Cash Reward of USD $800,000 USD
    2. A New Sleek Dream CAR valued at USD $500,000 USD
    3.A Dream House bought in the country of your own choice
    4. One Month holiday (fully paid) to your dream tourist destination.
    5.One year Golf Membership package
    6.A V.I.P treatment in all Airports in the World 7.A total Lifestyle change 8.Access to Bohemian Grove
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