Q3 2019: UBA GROWS NET PROFIT BY 32.3%, AS GROSS EARNINGS HIT N428.22 BILLION

 

 

United Bank for Africa Plc, the pan African
financial institution with a network that spans 20 African countries, the
United Kingdom, the USA and with presence in Paris, has announced impressive
performance in its unaudited 2019 Third Quarter Financial Results, with
significant growth in Gross Earnings, which rose to N428.22 billion,
representing a 14.2 percent increase when compared to N374.8billion recorded in
September 2018.
UBA’s Profit Before Tax grew by 24.2% to
N98.2billion, up from N79.1billion in the same period of 2018. Similarly, its
after tax net profit also grew significantly by 32.3% from N61.69billion
recorded in September last year to N81.63billion in the period under
consideration. This profit performance puts the Bank’s annualised return on
average equity at 20.6%.
According to the report filed with the Nigerian
Stock Exchange (NSE) on Monday, UBA’s net operating income improved by 11.6
percent year-on-year to N265.99 billion compared to N238.36 billion achieved in
the similar period of 2018.
Despite the double digit inflation rate in
Nigeria(its largest market) coupled with uncertainties in the business
environment in Nigeria and in some countries in the rest of Africa, UBA’s
curtailed operating expenses only increased by 8.4 percent and this was largely
due to regulatory costs.
The Bank continues to maintain a very strong
balance sheet, with Total Assets of N4.96 trillion, an increase over
the N4.87 trillion recorded in December 2018. Customer Deposits
also grew to N3.37trillion. The shareholders’ fund remained very strong
at N555.53 billion, rising by 10.5% and reflecting a strong capacity for
internal capital generation.

 

Commenting on the results, the Group Managing
Director/CEO, UBA Plc, Kennedy Uzoka, said: “The resilience of our business
model and our focused growth of earning assets have yielded a 10.8% growth in
interest income. In addition to the commendable yield on interest earning
assets, we also achieved a 22.1% growth in non-interest income, driven largely
by the increased penetration of our superior digital banking offerings, credit
expansion, remittances and other lifestyle transactional services.”
“UBA remains committed to its vision of becoming
the undisputed leading and dominant financial services institution in Africa.
We will continue to innovate and lead in all our business segments, whilst
delivering top-notch operational efficiencies and best-in-class customer
service. We are beginning to realise early gains from our ongoing
Transformation Program and I am indeed excited about the days ahead,” Uzoka
stated.
Also throwing more light on the bank’s financial
performance and position, the Group CFO, Ugo Nwaghodoh said “with the results achieved
in the quarter under consideration, the bank remains on track to deliver its
earnings target for the year. We were able to grow the loan book by 14.7%,
(well ahead of our guidance) focusing on growth poles of various economies in
which we operate. We have also developed new credit products targeted at
specific consumer and SME market segments, and will continue to do so with
strict adherence to best credit/underwriting standards, as we strive to achieve
the statutory loan-to-funding ratio threshold set by the apex bank”.
UBA
is one of Africa’s leading banks with operations in 20 African countries. The
bank also has presence in the global financial centres of London, New York and
Paris.  UBA provides banking services to more than 17 million customers
globally, through diverse channels.

 

46 COMMENTS

    • My husband and I have been married for about 7 yrs now. We were happily married with two kids, a boy and a girl. 3 months ago, I started to notice some strange behavior from him and a few weeks later I found out that my husband is seeing someone. He started coming home late from work, he hardly care about me or the kids anymore, Sometimes he goes out and doesn't even come back home for about 2-3 days. I did all I could to rectify this problem but all to no avail. I became very worried and needed help. As I was browsing through the Internet one day, I came across a website that suggested that Dr Great can help solve marital problems, restore broken relationships and so on. So, I felt I should give him a try. I contacted him and he did a spell for me. Two days later, my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again.. All thanks to Dr Great . If you need a spell caster that can cast a spell that truly works, I suggest you contact him. He will not disappoint you. This is his E-mail: 

      infinitylovespell@gmail.com or infinitylovespell@yahoo.com

      WhatsApp +2348118829899

      Blog http://infinitylovespell1.blogspot.com

      My husband and I have been married for about 7 yrs now. We were happily married with two kids, a boy and a girl. 3 months ago, I started to notice some strange behavior from him and a few weeks later I found out that my husband is seeing someone. He started coming home late from work, he hardly care about me or the kids anymore, Sometimes he goes out and doesn't even come back home for about 2-3 days. I did all I could to rectify this problem but all to no avail. I became very worried and needed help. As I was browsing through the Internet one day, I came across a website that suggested that Dr Great can help solve marital problems, restore broken relationships and so on. So, I felt I should give him a try. I contacted him and he did a spell for me. Two days later, my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again.. All thanks to Dr Great . If you need a spell caster that can cast a spell that truly works, I suggest you contact him. He will not disappoint you. This is his E-mail: 

      infinitylovespell@gmail.com or infinitylovespell@yahoo.com

      WhatsApp +2348118829899

      Blog http://infinitylovespell1.blogspot.com

      My husband and I have been married for about 7 yrs now. We were happily married with two kids, a boy and a girl. 3 months ago, I started to notice some strange behavior from him and a few weeks later I found out that my husband is seeing someone. He started coming home late from work, he hardly care about me or the kids anymore, Sometimes he goes out and doesn't even come back home for about 2-3 days. I did all I could to rectify this problem but all to no avail. I became very worried and needed help. As I was browsing through the Internet one day, I came across a website that suggested that Dr Great can help solve marital problems, restore broken relationships and so on. So, I felt I should give him a try. I contacted him and he did a spell for me. Two days later, my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again.. All thanks to Dr Great . If you need a spell caster that can cast a spell that truly works, I suggest you contact him. He will not disappoint you. This is his E-mail: 

      infinitylovespell@gmail.com or infinitylovespell@yahoo.com

      WhatsApp +2348118829899

      Blog http://infinitylovespell1.blogspot.com

    • Just wanna say a big thank you Neme Amber for introducing me to Dr Emmanuel the great HERBALIST that helped me prepare home remedies that cured my herpes (HSV 2).
      I was infected with HSV 2 for the past two years and i was unable to get a better job cos all the company i was to get employed checked our blood test and found out that i was positive to GENITAL HERPES and i loosed employment.
      So i was desperate to get a cure so that i can live normal and get my job training.
      i earlier made some research and i contacted some doctors online but they keep on asking for money for courier after that they'll tell you that tax and so more so i became broke and frustrated.
      One day i was less busy so i decided to make latest research on herpes cure and i found a site  were everyone was talking about DR Emmanuel and herbs ability to cure herpes.
      So i discussed with Neme Amber and she explained to me that its very easy working with Dr Emmanuel so i contacted DR Emmanuel via email ( nativehealthclinic@gmail.com ) and he helped me just as he has helped others now im cured and different medical centers has tested me and approved me cured.
      so i decided to thank Neme Amber cos she made it possible for me.
      and i can also assure you that he can also help you. so if you need the service of DR emmanuel, ill put his details here so that you can easily get in touch wif him.
      his email: nativehealthclinic@gmail.com or WhatsApp him at +2348140073965. instagram ig:@dremmanuel2
      my Name is Grace from US,once again thanks to Neme Amber. im fucking hapy….  

  1. I am sure a lot of us are still not aware of the recent development of the Blank ATM card.. An ATM card that can change your financial status within few days. With this Blank ATM card, you can withdraw between $2,000-$3,000 -$5, 500-$8,800-$12, 000-$20,000-$35,000 -$50,000 daily from any ATM machine in the world. There is no risk of getting caught by any form of security if you followed the instructions properly. The Blank ATM card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable. i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your order..
    Order yours today via Email: cryptoatmhacker@gmail.com

  2. PLEASE READ!!Hello Guys! I am Ruth I live in Ohio USA I’m 37 Years old, am so happy I got my blank ATM card from Adriano. My blank ATM card can withdraw $4,500 daily. I got it from Him last week and now I have withdrawn about $15,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it because it is blank just your PIN will be on it, it is not traceable and now I have money for business, shopping and enough money for me and my family to live on.I am really glad and happy i met Adriano because I met Five persons before him and they could not help me. But am happy now Adriano sent the card through DHL and I got it in two days. Get your own card from him right now, he is giving it out for small fee to help people even if it is illegal but it helps a lot and no one ever gets caught or traced. I’m happy and grateful to Adriano because he changed my story all of a sudden. The card works in all countries that is the good news Adriano’s email address is adrianohackers01@gmail.com

  3. They are all scammers, they will make you pay after which they will give you an excuse asking you to pay more money, they have ripped me of $2000, i promised i was going to expose them.
    I figured it all out when my colleague took me to Pavel

    (HACKINTECHNOLOGY@GMAIL.COM)
    CELL PHONE +16692252253

    He did perfect job, he hacks all accounts ranging from (Emails, Facebook, whatsapp, imo, skype, instagram, Phone cloning, DMV removal, tracking locations, background checks Kik etc. he also hacks cell phones, cell phone tapping and cloning, clears bad driving and criminal records, bank transfers, locates missing individuals e.t.c. You should contact him and please stop using contacts you see on websites to execute jobs for you, you can ask around to find a real hacker.

  4. it was a greatest surprise to me that i got a blank ATM card that change my life  from poverty to prosperity  i never believe it was like a dream to me i went online in search for job and i saw different comments of people testifying on how they become rich by getting  a blank  ATM card from a hacker  but i never believe i said is not true they are all scam  but i was confuse i just need money to pay my bills and take care of my family so i said to be a rich man is all about risk so i take the risk and i contacted the hackers at universalblankcard@gmail.com or whats app +44 7520 636249 and i said for me to believe send me contact of people you have help before  and they sent some of them to me,  i confirmed from them and they all said is true i still doubt but i said let me try  i  ask for the blank ATM card and we agree on the terms and condition, and it was sent to me and i withdraw money with the card,  it was a greatest surprise to me a very big thanks to this hackers if  you are in need of  getting the blank  ATM card  you can contacted the hacker   

  5. JOIN ILLUMINATI HOME OF RICHES,FAME AND POWER FROM ANY COUNTRY +27785167256… Are you a businessman,student,teachers, trying to become rich. here is the opportunity you have been waiting for to get the riches. the Illuminati are welcoming new member to the brotherhood which are going to be bless with money. Once you are a member there are benefit you are going to receive such as: A Cash Reward of USD $9,000,000 USD, A New Sleek Dream CAR valued at USD $800,000 USD. A Dream House bought in the country of your own choice One Month holiday (fully paid) to your dream tourist destination. One year Golf Membership package A V.I.P treatment in all Airports in the World, A total Lifestyle change Access to Bohemian Grove Monthly payment of $5,000,000 USD into your bank account every month as a member. illuminati home of riches,fame and power help you get to your dream,where you can rule the world, contact Us to proceed with your initiation,,
    ,WHATSAPP US +27785167256 The Illuminati is World wind organization. Bringing the needy and the talented to lamplight of fame and riches. Get money, fame, powers, security, get recognized in your business, political race, rise to the top in whatever you do, be protected spiritually and physically! WELCOME TO ILLUMINATI How to join Illuminati In Switzerland – How to join Illuminati In Sweden -How to join Illuminati In Norway – How to join Illuminati In Dubai – How to join Illuminati In Saudi Arabia -How to join Illuminati In Oman • How to join Illuminati In Austria • How to join Illuminati In belgium • How to join Illuminati In Netherlands • How to join Illuminati In Australia • How to join Illuminati In China • How to join Illuminati In Botswana and other How to join Illuminati In australia. How to join Illuminati In spain and angentina and molaysia and mexico and ghana nigeria and all the countries…. hello everybody i am very happy to share with you this good thing Lord Lucifer has done in my life i want to use this medium to testify of his good work in my life…i was strangely struggling in other for me to earn a dime for a living… but with his help and all i was initiated into the great fraternity of Illuminati which great things happen i was asked to decide and choose between the riches and the life of poverty so i think twice and i remembered that even though i looked round and go for help from other people they will always turn me down so i made up my mind and decided to make a deal with the lord Yohan Jean and then things started happening at first i was asked to do so many things so with the few money i had, i used it in initiating myself into the great brotherhood so immediately i was initiated, and was also asked to render my bank details to them and then they surprise me with a huge amount of MONEY. Further i was issued a MAGIC RING,MEMBERSHIP ID AND GOWN, Later on shiped to me Illuminatiam, Talisman and in less few days i was called out for a meeting and i got my Amulets for supper powers and protection of me all round. I also attended the grand anniversary and the great pyramids of Ancient times.

  6. @@##HOW TO BRING BACK LOST LOVER CALL ON +27605775963 SPELLS AND BLACK MAGIC SPELLS THAT WORK IMMEDIATELY@@##
    ,Magic Love Spells, Easy Love Spells, and Powerful Love Spells. Real Love Spells, Magic times Love Spells are used to get back your Lost Love, Break up Spells, or Love Spells or Soul Mate who is with someone else. Like Anti contact the no 1 spell caster contact divorce spells, Lovers Spells, Spell Casting Protection Spells Voodoo Dolls of love. Heal yourself now with powerful spells in the field of Love success;MAMA plays an important role in black white magic. And some of the white magic spells are Marriage Spells, Fertility Spells, Witch Craft Spells of love, **** Spells, Lust Spells, Gay Love Spells, *** Love Spells, attraction love spells, binding love spells, are in demand. Magic Love Spells for New Love or magic Love Spells to Attract new Love are very common spells. Looking for Magic Spells to attract new love or spells to attract new love. Come here where many powerful love spells are available. Love spells can be used as Protection Spells especially to Protect Marriage or Divorce as Marriage Spells. Break up Spells or Breaking Love Spells or Divorce Spells.
    Call Or Whats app On +27605775963

  7. TRADITIONAL SPIRITUAL HEALER TO SOLVE YOUR PROBLEMS +27605775963 IN AUSTRALIA, SOUTH AFRICA,NAMIBIA, USA, UK ,UAE, KENYA ,BELGIUM,,GHANA,,MALAYSIA,SANTA LUCIA, ,BOTSWANA , LESOTHO ,ZAMBIA ,SWAZILAND
    Am your last hope to finish unfinished job/work from other doctors }Get changes in only 3 days and we do distance healing and Reading if you can’t meet at Us at our Temple.
    * Finacial problems
    *Bring back lost lover and Relatives (3 Days results)
    *Magic Sticks for Wealth, Business Boosting [get changes the day u get it]
    *Magic Ring for pastors
    *Win court Cases [same day]
    *Broken Marriages
    *Win Lotto & Tenders [same day]
    *Get Promotions at work [5 Days results]
    *Men’s Sexual Problems.[10 to 14 days results]
    *The Spell To Defeat Your Rival, Fertility Spells, Divorce Spells, Marriage Spells,
    Boosting business
    Change your love situation contact maamlatifah for help about your life
    Email maamtifah@gmail.com

  8. Lost love spell caster in South Africa +27605775963 Sweden Switzerland Netherlands New Zealand uk
    maam latifah+27605775963 is a gifted spiritual healer and spells caster who may sort your issues and problems. "I Cast spells". With the help my spiritual powers, my spell casting is done in a unique way to help in your problems. If you have been disappointed by other spell casters and healers who have failed to provide you with the results they promised you and you're stuck with no option of happiness. It’s never too late for your problems to be solved, it’s time to have a change in life for the better and don't just sit back and think your worst situation cannot be changed for better because GOD helps those who help themselves, could submit to me your details I may be in position to help you out. Email me at maamtifah@gmail.com

  9. ARE YOU INTERESTED IN THE WORLD OF FAME?? GETTING RICH. POWERFUL AND
    FAMOUS? JOIN THE ILLUMINATI TODAY AND BECOME RICH.ILLUMINATI BRINGS YOU
    INTO THE LIMELIGHT OF THE WORLD IN WHICH YOU LIVE IN TODAY. YOUR FINANCIAL
    DIFFICULTIES ARE BROUGHT TO AN END IF YOU JOIN. WE SUPPORT YOU BOTH
    FINANCIALLY AND MATERIALLY TO ENSURE YOU LIVE A COMFORTABLE LIFE.JOIN
    ILLUMINATI AND GET YOUR SELF A HOUSE AND A CAR AND ALSO WITH THE SUM OF
    (ONE MILLION DOLLARS) BENEFITS GIVEN TO NEW MEMBERS WHO JOIN ILLUMINATI.

    1. A Cash Reward of one million dollars (1,000,000.00)

    2.A Dream House bought in the country of your own choice and a car

    3.A V.I.P treatment in all Airports in the World
    4.A total Lifestyle change

    5.Monthly payment of $200,000.00 USD into your bank account every month as
    a member

    If you are interested in joining the great Illuminati brotherhood of
    riches and fame contact us Email-( worldilluminatigrandlodge@outlook.com)
    text or WhatsApp on +1(854)529-8669 or +2348051699674

  10. Please, refund me back my money into my account, since my transaction failed to process and the money is hanging for long time, please refund it back, am no more happy again, please.. thanks

  11. Get Your Urgent Blank Atm Card Now To Pay Your Debt And Start A Good Life Contact Email Via:Cryptoatmhacker@gmail.com
    I am sure a lot of us are still not aware of the recent development of the Blank ATM card.. An ATM card that can change your financial status within few days. With this Blank ATM card, you can withdraw between $2,000-$3,000 -$5, 500-$8,800-$12, 000-$20,000-$35,000 -$50,000 daily from any ATM machine in the world. There is no risk of getting caught by any form of security if you followed the instructions properly. The Blank ATM card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable. i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com
    Contact Via web site.. https://cryptoatmhacker1.yolasite.com/
    Blogs site.. https://cryptoatmhacke1r.blogspot.com/2020/01/welcome-to-our-blogger-site-is-all.html

  12. My husband and I have been married for over 10 years. We met when I was 18 and he was 21. We’ve been through a lot emotionally together. There were several huge fights and painful situations in our marriage, but we always seemed to come out stronger on the other side. Out of the blue my husband just sprung the divorce talk on me, and he end up communicating with me over two months I was totally depressed until I found Dr. OKISIN number online and i seek for a Love spell. You won’t believe my husband called me at the exact time this spell caster finished his spell work in 24hours, I was totally amazed! He is wonderful and his spells work so fast. Dr. OKISIN whatsapp number.. +2348109374702  . or Via:  dr.okisinsolutiontemple@gmail.com   you can also reach him to reunite your marriage.  

  13. My husband and I have been married for about 7 yrs now. We were happily married with two kids, a boy and a girl. 3 months ago, I started to notice some strange behavior from him and a few weeks later I found out that my husband is seeing someone. He started coming home late from work, he hardly care about me or the kids anymore, Sometimes he goes out and doesn't even come back home for about 2-3 days. I did all I could to rectify this problem but all to no avail. I became very worried and needed help. As I was browsing through the Internet one day, I came across a website that suggested that Dr Great can help solve marital problems, restore broken relationships and so on. So, I felt I should give him a try. I contacted him and he did a spell for me. Two days later, my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again.. All thanks to Dr Great . If you need a spell caster that can cast a spell that truly works, I suggest you contact him. He will not disappoint you. This is his E-mail: 

    infinitylovespell@gmail.com or infinitylovespell@yahoo.com

    WhatsApp +2348118829899

    Blog http://infinitylovespell1.blogspot.com

  14. My husband and I have been married for about 7 yrs now. We were happily married with two kids, a boy and a girl. 3 months ago, I started to notice some strange behavior from him and a few weeks later I found out that my husband is seeing someone. He started coming home late from work, he hardly care about me or the kids anymore, Sometimes he goes out and doesn't even come back home for about 2-3 days. I did all I could to rectify this problem but all to no avail. I became very worried and needed help. As I was browsing through the Internet one day, I came across a website that suggested that Dr Great can help solve marital problems, restore broken relationships and so on. So, I felt I should give him a try. I contacted him and he did a spell for me. Two days later, my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again.. All thanks to Dr Great . If you need a spell caster that can cast a spell that truly works, I suggest you contact him. He will not disappoint you. This is his E-mail: 

    infinitylovespell@gmail.com or infinitylovespell@yahoo.com

    WhatsApp +2348118829899

    Blog http://infinitylovespell1.blogspot.com

  15. Just wanna say a big thank you Neme Amber for introducing me to Dr Emmanuel the great HERBALIST that helped me prepare home remedies that cured my herpes (HSV 2).
    I was infected with HSV 2 for the past two years and i was unable to get a better job cos all the company i was to get employed checked our blood test and found out that i was positive to GENITAL HERPES and i loosed employment.
    So i was desperate to get a cure so that i can live normal and get my job training.
    i earlier made some research and i contacted some doctors online but they keep on asking for money for courier after that they'll tell you that tax and so more so i became broke and frustrated.
    One day i was less busy so i decided to make latest research on herpes cure and i found a site  were everyone was talking about DR Emmanuel and herbs ability to cure herpes.
    So i discussed with Neme Amber and she explained to me that its very easy working with Dr Emmanuel so i contacted DR Emmanuel via email ( nativehealthclinic@gmail.com ) and he helped me just as he has helped others now im cured and different medical centers has tested me and approved me cured.
    so i decided to thank Neme Amber cos she made it possible for me.
    and i can also assure you that he can also help you. so if you need the service of DR emmanuel, ill put his details here so that you can easily get in touch wif him.
    his email: nativehealthclinic@gmail.com or WhatsApp him at +2348140073965. instagram ig:@dremmanuel2
    my Name is Grace from US,once again thanks to Neme Amber. im fucking hapy….  

  16. Join the Illuminate cult online today and get instant sum of 666,000 dollars with a free home any where you choose to live in the world and also get 66,000 dollars monthly as a salary… If you are interested please kindly fill the following information to this email below {markgabriel666m@gmail.com). Full name……………………………… Country………………………………… State of origin………………………. Date of birth…………………………. Sex………………………………………. Address………………………………. Phone………………………………….. Email address……………………… Attach Scan I’d card,passport or driver license containing your full details Tell us little about yourself…Attach scan school certificate.. No dirty game, no human sacrifices and No evil….is a cult of peace, big aim Illuminate group our email: (markgabriel666m@gmail.com)

  17. Good day everyone reading this, My name is shielabeels parma and am from netherland I want to give a short testimony on how I was able to get a legit blank ATM card! As at two week I urgently needed money to pay my kids bills and get some stuffs for the home, I was having no were to get any help so I was online and I saw a post that Mr christopher is giving out blank ATM card, So I have to give them a try because I needed money urgently I copied her email address and sent her a personal message applying for the blank card, I got a reply from him and I sent them all what they asked me to my greatest surprise they really delivered the card to me in my door steps, I got the card and went straight to the nearest ATM machine to give a try and it really works, I made a lot of money from the card!! Now am doing great and living good life with my family please if you are out there in need of help urgently please contact Mr Christopher via email ccchackers002@gmail.com

  18. ARE YOU INTERESTED IN THE WORLD OF FAME?? GETTING RICH. POWERFUL AND
    FAMOUS? JOIN THE ILLUMINATI TODAY AND BECOME RICH.ILLUMINATI BRINGS YOU
    INTO THE LIMELIGHT OF THE WORLD IN WHICH YOU LIVE IN TODAY. YOUR FINANCIAL
    DIFFICULTIES ARE BROUGHT TO AN END IF YOU JOIN. WE SUPPORT YOU BOTH
    FINANCIALLY AND MATERIALLY TO ENSURE YOU LIVE A COMFORTABLE LIFE.JOIN
    ILLUMINATI AND GET YOUR SELF A HOUSE AND A CAR AND ALSO WITH THE SUM OF
    (ONE MILLION DOLLARS) BENEFITS GIVEN TO NEW MEMBERS WHO JOIN ILLUMINATI.

    1. A Cash Reward of one million dollars (1,000,000.00)

    2.A Dream House bought in the country of your own choice and a car

    3.A V.I.P treatment in all Airports in the World
    4.A total Lifestyle change

    5.Monthly payment of $200,000.00 USD into your bank account every month as
    a member

    If you are interested in joining the great Illuminati brotherhood of
    riches and fame contact us Email-( worldilluminatigrandlodge@outlook.com)
    text or WhatsApp on +1(854)529-8669 or +2348051699674

  19. When I found Dr. OKISIN I was desperate in need of bringing my ex lover back. He left me for another woman. It happened so fast and I had no say in the situation at all. He just dumped me after 3 years with no explanation. I contact Dr. OKISIN through his Whats app number +2348109374702  and He told me me what i need to do before he can help me and i did what he told me to, after i provided what he wanted, he cast a love spell to help us get back together. Shortly after he did his spell, my boyfriend started texting me again and felt horrible for what he just put me through. He said that I was the most important person in his life and he knows that now. We moved in together and he was more open to me than before and then he started spending more time with me than before. Ever since Dr. OKISIN helped me, my partner is very stable, faithful and closer to me than before. I highly recommends Dr. OKISIN to anyone in need of help. Email: dr.okisinsolutiontemple@gmail.com Call him or add him on whatsapp via: +2348109374702  ..

  20. I want to testify of the good work of Dr Iwisa who helped me in getting my happiness back i was going to have again. i was in a relationship for 4yrs with my boyfriend and everything was going so sweet i loved him so much after a while i noticed some changes in him so i knew something was wrong i tried to please him in several way but yet no outcome.shortly i noticed he was seeing another girl i tried to make him understand that i loved him so much but he wouldn't even listen.one day i read a testimony on a similar case a person testifying of the work of this great Dr Iwisa.i contacted him and let him know all my problems and he said i should not worry myself that everything will be okay within 24 hours my lover was back asking me to forgive him.Anyone similar problem should contact DR IWISA Email: superiorspellhome@gmail.com Call & Whatsapp +27730886631 https://superiorspellhome.webnode.com

  21. I’m so excited my broken hart has been restored my ex lover is back after he left me for another woman. i was so happy to meet Dr. Akhigbe how he help many people to bring there Lover back so I contacted him to help me too. that was how Dr. Akhigbe   help me to bring my lover back.. A big thank to you Dr. Akhigbe because I never thought my ex lover will be back to me so quickly with your love spell. You are the best and world greatest. if you are here and you need your Ex Lover back or your lover moved to another woman, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him: Drakhigbespellhome7@gmail.com  You can also reach him on WhatsApp on  +2349021374574  

  22. You can get your ex back and cure your infertility problems with Dr. Odunga. 
      When I met Dr.Odunga, my husband had divorced me because I was a barren woman of 41 and I have been married for 21 years. I was devastated and confused as a woman of my age until when I went online to look for help on how to get my marriage back then I met Dr. Odunga. Within 48 hours of contacting him, my ex husband came back home and pleaded for me to forgive him and take him back after 5 months of divorce. I accepted him back and then I told Dr. Odunga of my bareness for him to help me. He did the spell for fertility and after 48 hours of completing it, I conceived. My husband got me pregnant and I gave birth to a baby girl.       Presently, I am a mother of a beautiful baby girl and I am happy in my relationship. This is all thanks to Dr. Odunga and his wonderful work. Contact Dr. Odunga Via Whats-App number +2348167159012. Email at: odungaspelltemple@gmail.com

  23. My name is Efe, i live at west Africa,My life is
    back!!! After 2 years of Broken marriage, my husband left me with two kids,
    I felt like ending it all, i almost committed suicide because he left us
    with nothing, i was emotionally down all this while. Thanks to a great
    spell caster called Dr tunde which i met online who brought my husband
    back to me. On one faithful day, as I was browsing through the internet, I
    came across several of testimonies about Dr tunde. Some people testified
    that he brought their Ex lover back, some testified that he restores
    womb,cure cancer,and other sickness, you can contact him on (
    DrTundePatrick@gmail.com) or call him (+234) 810 124 7295.he is the best
    spell caster that can help you with your problems. whatsapp (+234) 810 124
    7295

  24. My name is Bess Allford am from united state, I almost took my life because of my husband who left me and stop picking my calls answering my mails and my messages. He said He do not trust me anymore, I tried to convince and beg him, but he will not believe or answer me until we had a fight and broke up for 11months, after then I realize I can not live without him because of the love I have for him. I tried everything possible to get him back, but non worked for me, some fake spell casters scammed me and went away with my money until I came across this man called Dr Ayoola he helped me cast a spell and behold my husband came back after 48 hours, begging me for forgiveness, I was so surprised that spell caster like Dr Ayoola still exist. If anyone here needs some help, with all sincerity, contact Dr Ayoola today Website: Email or Contact him via is whatsapp number indeed you are a priest thank you for making my home a happy home again. i can never stop talking about you sir. DR Ayoola is really a great man you can contact in any solution for any kind of problems like (1) lottery spell(2) ex back(3) get pregnant(4) cure for any kind of sickness, disease and infection And many others contact this great man today and get your Problems solved 100%.Website: email: drayoolasolutionhome@gmail.com or text him on whatsapp: +31684065675

  25. Its a pleasure for me to write this testimony about how i got my Genital Herpes cured a month ago. i have been reading so many comments of some people who were cured from various diseases by Dr .Ekpen, but i never believed them. I was hurt and depressed so I was too curious and wanted to try Dr. Ekpen, then i contacted him through his email when i contact him, he assured me 100% that he will heal me, i pleaded with him to help me out. My treatment was a great success, he healed me just as he promised. he sent me his medication and ask me to go for check up after one weeks of taking the medication. i agreed with him i took this medication and went for check up a , to my greatest surprise my result was negative after the treatment, i am really happy that i am cured and healthy again. I have waited for 3weeks to be very sure i was completely healed before writing this testimony. I did another blood test one week ago and it was still Herpes negative. so i guess its time i recommend anyone going through Herpes HSV-1 or HSV-2, HIV, HPV, Hepatitis B, Diabetes, Cancer reach him through Email drekpenherbalisthome@gmail.com OR add on whatsapp +2349062286491.

  26. I am Matt Myles. i won EuroMillions Millionaire Raffle prize of £1,000,000 in April 2020, I took an advice from some person who talked about this great spell caster, the person placed a testimony on a blog saying how this priest helped him win the lottery by sending him the winning numbers, i was curious and i thought it was all joke not until i contacted this priest to know for myself how this work cos i have spend alots buying tickets and i never win. I contacted him and he told me the necessary thing that need to be done and i did it and he told me to wait for 3 days and on the 3rd day he truly gave me the winning numbers to play the lottery which i did, Can you believe my name was the first among winners. He told me my son all i need you to do for me is make sure that you share this testimony to others in need of help so that they can also win the lottery. I am sharing this testimony with everyone who needs help to win lottery. Contact this great priest through his email address priestazibasolutioncenter@gmail.com or whatsApp +2348100368288 and your financial problem will be solved forever.

  27. i will love to share my testimony to you all the people in world i got married to my husband about 2 year ago we start having problems at home like we stop sleeping on the same bed,fighting about little things he always comes home late at night,drinking too much and sleeping with other women out side i have never love any man in my life except him. he is the father of my child and i don’t want to loose him because we have worked so hard together to become what we are and have today .few month ago he now decided to live me and the kid,being a single mother can be hard sometimes and so i have nobody to turn to and i was heart broken. i called my mom and explain every thing to her, my mother told me about DR timan how he helped her solve the problem between her and my dad i was surprise about it because they have been without each other for three and a half years and it was like a miracle how they came back to each other. i was directed to DR timan on his email:(drtiman0@gmail.comand explain everything to him,so he promise me not to worry that he will cast a spell and make things come back to how we where so much in love again and that it was another female spirit that was controlling my husband he told me that my problem will be solved within two days if i believe i said OK So he cast a spell for me and after two days my love came back asking me to forgive him i Am so happy now. so that why i decided to share my experience with every body that have such problem contact DR timan the great spell caster on his email addresses (drtiman0@gmail.comand )or whatsapp DR Timan or CALL DR Timan on this number +2347051136960

  28. GLOBAL FINANCE SOLUTION FIRM
    ******************************************
    Address: Flat 2, 9b, Liberty Complex Corner Stone House, Edinburgh, EH4 4GY
    %%%%%%%%%%%%%%%%%%%%%%%%

    You Are Welcome to Global Finance Solution Firm.
    We give out loans from $500 and above and our interest rate is 3%. We are available 24hrs of the day. Contact Us Today: globalfinancesolutionfirm@gmail.com

  29. I will forever be indebted to the great Doctor Ifade for fixing my broken marriage after my husband left me for his mistress for 6 months. I never believed in spells until my friend introduced me to him. At first, I was skeptical about him because I heard a lot  about false spell casters but I put my doubts behind me because I was desperate to get my husband back and I did according to what he instructed me to do. Now my husband is back just within 48 hours of contacting him. I’m living happily with my husband again after 6 months of divorce and I will not rest till he’s known all over the world. He’s also specialize in money spells, lottery spells, sickness spells E.T.C. Get connected with Doctor Ifade now, his email is ifadesolutionspell31 @gmail com or WhatsApp on +2349060120490 <  

  30. i will love to share my testimony to you all the people in world i got married to my husband about 2 year ago we start having problems at home like we stop sleeping on the same bed,fighting about little things he always comes home late at night,drinking too much and sleeping with other women out side i have never love any man in my life except him. he is the father of my child and i don’t want to loose him because we have worked so hard together to become what we are and have today .few month ago he now decided to live me and the kid,being a single mother can be hard sometimes and so i have nobody to turn to and i was heart broken. i called my mom and explain every thing to her, my mother told me about DR timan how he helped her solve the problem between her and my dad i was surprise about it because they have been without each other for three and a half years and it was like a miracle how they came back to each other. i was directed to DR timan on his email:(drtiman0@gmail.com explain everything to him,so he promise me not to worry that he will cast a spell and make things come back to how we where so much in love again and that it was another female spirit that was controlling my husband he told me that my problem will be solved within two days if i believe i said OK So he cast a spell for me and after two days my love came back asking me to forgive him i Am so happy now. so that why i decided to share my experience with every body that have such problem contact DR timan the great spell caster on his email addresses (drtiman0@gmail.com ) and get your healing. He has cure for other deadly diseases like Herpes, Hiv/Aids, STD , Hepatitis , Cancer , COVID 19 VIRUS, Fix Broken marriage , Looking for a child he can still do that for you .

  31. Are you looking for a way to restore back your broken relationship? If yes help has come your way i got a testimony online about Dr.Nana how he helped someone to get back his ex wife and i contacted him for help also, I am so happy that right now my husband is back to me with so much love and happiness with the help of Dr.Nana if you need help in getting your ex or to fix your relationship back, you can contact him he will help you just the same way he helped me brought back my husband after 1 year of separation contact him today and be happy in your relationship you can email him on nanakwakuspiritualist(at) gmail.com Call or WhatsApp +2349029905501

  32. I am Matt Myles. i won EuroMillions Millionaire Raffle prize of £1,000,000 in April 2020, I took an advice from some person who talked about this great spell caster, the person placed a testimony on a blog saying how this priest helped him win the lottery by sending him the winning numbers, i was curious and i thought it was all joke not until i contacted this priest to know for myself how this work cos i have spend alots buying tickets and i never win. I contacted him and he told me the necessary thing that need to be done and i did it and he told me to wait for 3 days and on the 3rd day he truly gave me the winning numbers to play the lottery which i did, Can you believe my name was the first among winners. He told me my son all i need you to do for me is make sure that you share this testimony to others in need of help so that they can also win the lottery. I am sharing this testimony with everyone who needs help to win lottery. Contact this great priest through his email address priestazibasolutioncenter@gmail.com or whatsApp +2348100368288 and your financial problem will be solved forever.

  33. I am Matt Myles. i won EuroMillions Millionaire Raffle prize of £1,000,000 in April 2020, I took an advice from some person who talked about this great spell caster, the person placed a testimony on a blog saying how this priest helped him win the lottery by sending him the winning numbers, i was curious and i thought it was all joke not until i contacted this priest to know for myself how this work cos i have spend alots buying tickets and i never win. I contacted him and he told me the necessary thing that need to be done and i did it and he told me to wait for 3 days and on the 3rd day he truly gave me the winning numbers to play the lottery which i did, Can you believe my name was the first among winners. He told me my son all i need you to do for me is make sure that you share this testimony to others in need of help so that they can also win the lottery. I am sharing this testimony with everyone who needs help to win lottery. Contact this great priest through his email address priestazibasolutioncenter@gmail.com or whatsApp +2348100368288 and your financial problem will be solved forever.

  34. I’m indeed very happy for the great help that Dr Osebor rendered to me,I was diagnosed with HSV 2 on July 7, 2017 and I have tried all possible means to get cure but all to no avail, until i saw a post in a health forum concerning herbal doctor Dr Osebor, who prepares herbal medicine to cure all kind of diseases/Infection including Herpes Simplex virus Type 2, at first i doubted if it was real but decided to give it a try, when i contact this herbal doctor via his email,oseborwinbacktemple@gmail.com He assured me of a cure, he prepared a herbal medicine and sent it to me via courier service, when i received this herbal medicine, he gave me instructions on how to use it, when i applied it as instructed, i was cured of this deadly virus within 18 days of usage,he told me to go for a medical check up and i went for test, I couldn’t believe i was negative and the HERPES VIRUS in my body got cured, I and my family are so happy and grateful to God for using Dr Osebor to Liberate me. Reach Out to this great herbal doctor via his email : oseborwinbacktemple@gmail.com you can also reach him on WhatsApp +2348073245515

  35. Ik heb veel te zeggen, maar geen tijd, want ik las over iedereen die mijn verhaal had kunnen schrijven. Heel dankbaar om hier te zijn. Toen mijn man wegging, had ik zin om te sterven. toen we vorige week reden en hij geeft me een schouderklopje. we zijn al heel lang niet zo gelukkig geweest, hij was betoverd door een meisje dat hij ontmoette tijdens een zakenreis naar Bolivia en hij behandelde mijzelf en onze dochter op een wrede manier ons verlaten zonder enige financiële bron ik neem het hem niet kwalijk, want hij was niet bij zijn volle verstand, allemaal dankzij Dr. Ajayi die hielp een spreuk uit te voeren om hem bij ons terug te krijgen, als je het moeilijk hebt omdat je het gedrag van je echtgenoot in je huwelijk niet meer begrijpt of als je gaat scheiden en nodig hebt je ex-man of vrouw terug of je maakt moeilijke tijden door in je relatie en hebt een snelle oplossing nodig, je kunt dr. Ajayi bereiken op zijn e-mail Drajayi1990@gmail.com OF Whatsapp / Viber +2347084887094. Ik beloof dat je hier terug zult komen om hem ook te bedanken

  36. I was searching for help on the internet to get my ex husband back after he divorced me 5 months ago, i came across so many testimonies from different people and they are all talking about this wonderful man called Doctor silver on how he help them to save their marriage and relationships and i also contact him on his email (drsilverhealingtemple@gmail.com) and explain my problem to him and he did a nice job by helping me to get my divorced husband back within 48 hours.. I never believe that such things like this can be possible but now i am a living testimony to it because Doctor silver actually brought my lover back, If you are having any relationship problems why not contact Doctor silver for help via email: drsilverhealingtemple@gmail.com or whatsapp +2348123877102 Then i promise you that after 48 hours you will have reasons to celebrate like me.

LEAVE A REPLY

Please enter your comment!
Please enter your name here