Summer is here, a perfect time for UBA customers to explore global shopping destinations, make memories, and still keep your budget in check. Whether you’re planning to hit luxury malls or unique local markets, smart budgeting will ensure every purchase brings joy, not regret.
Top Holiday Budgeting Hacks
Set a Shopping Allowance
- Decide in advance how much of your holiday budget will go toward shopping.
- Separate “must buys” (like gifts or essentials) from “nice-to-haves.”
Prioritise Experiences Over Splurges
- Spend more on experiences and save on souvenirs. Sometimes, memories last longer than items.
Hunt for Sales and Tax-Free Offers
- Many international malls offer summer sales or tax refund schemes for tourists. Research before you travel.
Use UBA Cards and Travel Offers
- Pay with your UBA card for security, exclusive discounts, and better currency conversion.
- Check for UBA’s partner deals and cashback options abroad.
Track Every Spend
- Use budgeting apps or your mobile app to monitor your spending daily.
Shop Smart-Go Early or Late
- Shopping in the morning or close to closing time often means fewer crowds and, sometimes, additional last-minute discounts.
Must-Visit Countries & Shopping Malls
Here’s a curated list of countries and iconic shopping malls across Africa, Europe, Asia, and America that UBA customers can explore this summer.
Africa
- Morocco: Morocco Mall, Casablanca: North Africa’s largest mall offers an elegant shopping experience, ocean views, and an aquarium.
- South Africa: Sandton City, Johannesburg: A luxury destination with international brands and a sophisticated atmosphere.
- Ghana: West Hills Mall, Accra: Features global brands and is ideal for families and group travellers.
- Egypt: Mall of Arabia, Cairo: Vast variety of shops—perfect for bargain hunters and luxury shoppers alike.
Europe
- United Kingdom: Trafford Centre, Manchester: 280+ stores, entertainment galore, and easy access by train or tram.
- Russia: Aviapark, Moscow: Europe’s largest, with 230,000m² and a unique aquarium feature.
- Croatia: Westgate Shopping City, Zagreb: Renowned for its hundreds of shops and family-friendly amenities.
- Netherlands: Mall of the Netherlands, Leidschendam: 280+ retailers and an innovative “Eet Theater” food zone.
Asia
- China: SM Tianjin & Golden Resources Mall, Beijing: Among the world’s largest, featuring over a thousand stores and cultural attractions.
- Thailand: CentralWestGate, Nonthaburi: Easily accessible from Bangkok, with hundreds of shops and restaurants for every taste.
- UAE: The Dubai Mall, Dubai: The world’s largest by area, famed for luxury and variety.
- Indonesia: Beachwalk Shopping Centre, Bali: Modern, beachside mall with a mix of international and local brands.
America
USA
- Mall of America, Minnesota: Over 520 stores, entertainment parks, and unbeatable variety.
- Aventura Mall, Florida: Upscale shopping, art installations, and renowned retailers.
- King of Prussia, Pennsylvania: One of the largest, housing both luxury and affordable options.
- Brazil: Shopping Iguatemi, São Paulo: Iconic for global designers and gourmet experiences.
- Canada: West Edmonton Mall, Alberta: Offers shopping plus indoor attractions like waterparks and ice rinks.
Top Shopping Malls by Region
| Region | Country | Shopping Mall | Highlight Features |
| Africa | Morocco | Morocco Mall | Oceanfront, aquarium, luxury stores |
| Africa | South Africa | Sandton City | Luxury brands, elegance |
| Europe | UK | Trafford Centre, Manchester | 280+ stores, entertainment hubs |
| Europe | Russia | Aviapark, Moscow | Largest in Europe, spectacular aquarium |
| Asia | UAE | The Dubai Mall, Dubai | World’s largest, luxury, attractions |
| Asia | Thailand | CentralWestGate, Nonthaburi | Wide variety, family-friendly |
| America | USA | Mall of America, Minnesota | 520+ stores, theme park |
| America | USA | Aventura Mall, Florida | Upscale, art, variety |
Final Tips for UBA Customers
- Check exchange rates: Use your UBA credit/debit cards for better rates and security.
- Ask about VAT refunds: Many countries offer tax-back programmes for tourists.
- Plan your shopping day: Combine sightseeing and shopping in one trip to save on transportation.
- Set alerts: Enable instant transaction notifications to stay on top of your spending.
This summer, shop smarter, stretch your holiday budget, and make every moment memorable. Safe travels and happy shopping!
