Debit Cards are accepted by millions of
merchants around the world.
merchants around the world.
However, if you plan using your debit card in any
of the places listed below, then you should know and guide yourself with the
following information.
of the places listed below, then you should know and guide yourself with the
following information.
Some transactions are
handled differently in the following cases;
handled differently in the following cases;
Restaurants –
Restaurants may verify you have enough money on your card for the dining bill.
Make sure you have enough funds to cover any added tip.
Restaurants may verify you have enough money on your card for the dining bill.
Make sure you have enough funds to cover any added tip.
Hotels – Hotels may
put a “hold” on the amount of your estimated bill, making that amount
unavailable for other purchases. When you check out, that hold may take a few
days to be removed.
put a “hold” on the amount of your estimated bill, making that amount
unavailable for other purchases. When you check out, that hold may take a few
days to be removed.
Auto Rentals – You
may use your card for final payment of a rental car bill, but a credit card may
be necessary to reserve a rental car.
may use your card for final payment of a rental car bill, but a credit card may
be necessary to reserve a rental car.
Returning Purchases
– Store return policies may vary. You may receive a credit to your card, a cash
refund or even a store credit, depending on the particular store. A credit to
your account may take up to one week to process before it’s available for use.
– Store return policies may vary. You may receive a credit to your card, a cash
refund or even a store credit, depending on the particular store. A credit to
your account may take up to one week to process before it’s available for use.
Paying Bills – You
can use your card to pay just about any one-time or recurring bill.
can use your card to pay just about any one-time or recurring bill.
If a merchant
cancels a transaction at your request, it may take three to seven days for the
authorization hold to be removed from your card.
cancels a transaction at your request, it may take three to seven days for the
authorization hold to be removed from your card.
