In today’s fast-paced world, access to quick and reliable financial support can make all the difference. When you need funds to cover school fees, sort out medical bills, plan an event, or even take that much-needed vacation, a personal loan can be your financial lifesaver. The best part? If you bank with UBA, getting a personal loan is easier than you think.
Let’s walk you through simple, stress-free ways to apply for a personal loan in Nigeria.
Documents I need to apply for a UBA personal loan in Nigeria
To obtain the UBA Personal Loan, you would need to provide the following documents:
A duly completed loan application form.
A copy of your pay slip and bank statement of account indicating salary inflows in the last 6 months.
A letter of awareness from your current employer.
What are the requirements?
Here is a further breakdown of the documentation required to obtain a UBA personal loan in Nigeria
- Functional savings or current salary account
- Duly completed loan application form.
- Valid means of identification (international passport, national driver’s license, national ID card, and voter card).
- Employer’s undertaking to domicile salary with UBA.
- Duly accepted offer letter or employee inquiry form (the offer letter should contain employee name, employee job description/position, nature of employment (permanent or contract), and employee job status (confirmed or unconfirmed).
- Copy of the obligor’s (borrower) staff ID
How do I qualify for a UBA Personal Loan in Nigeria?
To be eligible for a UBA personal loan:
You must be a confirmed staff member of your organisation.
You must run a UBA Salary Account.
Your employer must be on the approved list of organisations for personal loans.
How much can I get, and how long will the process take?
You can access a minimum loan amount of N200,000 and a maximum amount of N30,000,000
Upon receipt of all the necessary documents, the process takes just 48 hours for your loan to be disbursed into your account.
What is the repayment like?
There is a flexible repayment plan of up to 60 months.
The UBA personal loan process is designed to be quick, transparent, and accessible. So, why put that dream on hold when UBA is here to help you fulfil it? Go to the closest UBA branch to you and get started right away.
