Click Credit

A superfast loan for all your

Are you a salary earner? You can get a loan of up to 1 Million Naira in one minute at an interest rate of 30% annually (2.5% monthly) and payback easily over 12 months. No hidden charges.

Product Features & benefits


How to apply

Frequently Asked Questions (FAQs)

Here is everything you need to know about Click Credit

It is a fully automated instant loan for salary earners. This is enabled on all our digital channels -USSD, Leo WhatsApp and Facebook, Mobile Banking and Internet Banking.

N 1,000,000.00 (One million naira)

Dial *919*28# or send loan to Leo on WhatsApp, Facebook or Apple Business Chat. You can also apply on UBA Mobile App and Internet Banking.

You can enjoy flexible loan tenor of up to 12 months.
No Processing and paperwork! Just dial away and obtain your loan in less than a minute!
To be eligible for a loan, you must have received regular inflows of at least N25,000 monthly through UBA for the last 6 months.
No documents required. Once again, just dial away!
You must have received regular inflows through your account for at least six months.
There are no fees on this product.
Yes, applicant must not be less than 18 years at loan application date and should not be older than 59 years at loan maturity date.

The applicable interest rate is 30% p.a. (2.5% monthly)

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