Click Credit

A superfast loan for all your

Wether you are a salary earner or self-employed, you can get a loan of up to N5million naira in one
minute at an interest rate of 1.58% monthly and pay back easily over 12 months. No hidden charges.

Product Features & benefits

  • Convenient repayment period for 12 months
  • Maximum loan amount of N5 million
  • Minimum loan amount of N50,000 naira
  • Interest rate of 19% annually (1.58% monthly)
  • No collateral, no documentation needed


  • A UBA account with a regular inflow of at least N25,000 monthly

How to apply

  • Dial *919*28#
  • Chat with Leo via Facebook or Whatsapp using the keyword "Loan".
  • Click credit is also available on UBA internet Banking and Mobile Banking platforms

Frequently Asked Questions (FAQs)

Here is everything you need to know about Click Credit

It is an Instant Loan Product that is fully automated end to end and is enabled on all our digital channels (USSD, Leo WhatsApp and Facebook, Mobile Banking and Internet Banking). It is available to both salary and non-salary account holder.
N 5,000,000.00 (Five million naira)

Dial *919*28# or send loan to Leo on WhatsApp, Facebook or Apple Business Chat. You can also apply on UBA Mobile App and Internet Banking.

You can enjoy flexible loan tenor of up to 12 months.
No Processing and paperwork! Just dial away and obtain your loan in less than a minute!
To be eligible for a loan, you must have received regular inflows of at least N25,000 monthly through UBA for the last 6 months.
No documents required. Once again, just dial away!
You must have received regular inflows through your account for at least six months.
There are no fees on this product.
Yes, applicant must not be less than 18 years at loan application date and should not be older than 59 years at loan maturity date.
The applicable interest rate is 19% p.a. (1.58% monthly)

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