Loans for your goals

Whether you are looking to renovate your home,
buy a new car or you need a quick fix in an
emergency, there’s a UBA loan for you.

Music to your ears

Get a loan of up to N1 million in one minute at an interest rate of 2.5% monthly and payback
easily over 12 months.


Enough money for your dreams

With the UBA Personal Loan, you can get up to
N30 million, to help you live your dreams. You
also enjoy a flexible repayment period of 48
months at a highly competitive interest rate.

Live better

Improve your standard of living. Get financing
for the purchase of household appliances,
alernative power solutions etc. with the UBA
Asset Finance.

Get one for the road

Whether it’s your first car or you want to upgrade
to a higher model, the UBA Auto Loan product
enables you to drive your dream car, while you
repay conveniently

We'll protect everything
dear to you

With our insurance Premium Financing, you
can get up to N1 million to settle your insurance
premium bills upfront while you repay
conveniently over 12 months.
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FX Cash Backed Loan

You can get up to 10 million naira or 85%
of your FX deposit at 18% per annum.
You also enjoy a flexible repayment period of 36 months.
This loan product is designed for customers with
domiciliary account, funded FX deposits.

Personal Loan-Direct

Salary earners who do not have UBA account
can get up to 10 million naira at 22% per annum
to meet their financial needs.
Access to finance to help federal and state civil servants
meet their financial needs in times of stiff cash flow.


Do it all by yourself

Our loans application platform, the Integrated Credit Express (ICE), puts you in charge of all your loans such as UBA Personal Loans, Auto Loans, Asset Finance and Insurance Premium Financing. 

  • •   Check for loan eligibility
  • •   Apply for a loan
  • •   Track your loan application status
  • •   Calculate your monthly repayment
  • •   And so much more!

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