Loans & Payments

Whether you are looking to renovate your home, buy a new car or you need a quick fix in an emergency, there’s a UBA loan for you.

No matter what your needs are, we are here for you.​

Do you need constant cash support, month in and month out? With longer-tenure credit, flexible payment plan and lower equity, banking with us is a rewarding relationship that enables you to enjoy the good things of life.


UBA Integrated Credit Express (ICE)

The UBA Integrated Credit Express (ICE) is a loan application platform that puts you in charge.

Click Credit

Get a loan of up to N1 million in one minute at an
interest rate of 2% monthly and payback easily over 12 months.



Personal Loans

With the UBA Personal Loan, you can get up to N30 million, to help you live your dreams. You also enjoy a flexible repayment period of 48 months at a highly competitive interest rate.

Asset Finance

Improve your standard of living. Get financing for the purchase of household appliances, alernative power solutions etc. with the UBA Asset Finance.



Auto Loan

Whether it’s your first car or you want to upgrade to a higher model, the UBA Auto Loan product enables you to drive your dream car, while you repay conveniently

Insurance Premium Financing

With our insurance Premium Financing, you can get up to N1 million to settle your insurance premium bills upfront while you repay conveniently over 12 months.



FX Cash Backed Loan

You can get up to 10 million naira or 85% of your FX deposit at 18% per annum.
You also enjoy a flexible repayment period of 36 months.

Personal Loan-Direct

Salary earners who do not have UBA account can get up to 10 million naira at 22% per annum to meet their financial needs.


Tools and Resources

With UBA, personal or corporate banking is easier on any device anywhere. Our digital solutions offer various benefits that ensure you stay in control wherever you are.

Use our tools and resources here.