Loans & Payments
Fuel Your Ambitions
Want to start a side hustle, buy a new car or sort out emergencies? There is a UBA loan for your every goal
No matter what your needs are, we are here for you.​
Do you need constant cash support, month in and month out? With longer-tenure credit, flexible payment plan and lower equity, banking with us is a rewarding relationship that enables you to enjoy the good things of life.
Personal Loan-Direct
Salary earners who do not have UBA account can get up to 10 million naira at 22% per annum to meet their financial needs.
UBA Integrated Credit Express (ICE)
The UBA Integrated Credit Express (ICE) is a loan application platform that puts you in charge.
- Check eligibility
- Apply for loan
- Track application status
- Calculate monthly repayments
Click Credit
Get a loan of up to N1 million in one minute at an interest rate of 2.5% monthly and payback easily over 12 months.
Personal Loans
With the UBA Personal Loan, you can get up to N30 million, to help you live your dreams. You also enjoy a flexible repayment period of 48 months at a highly competitive interest rate.
Senior Citizens Loan
The UBA Senior Citizens Loan is designed to support Pensioners within the age bracket of 55- 70 years. You can get up to N10 million to start a retirement project, travel the world and do much more.Â
Auto Loan
Asset Finance
FX Cash Backed Loan
You can get up to 10 million naira or 85% of your FX deposit at 15% per annum.
You also enjoy a flexible repayment period of 36 months.
Insurance Premium Financing
Tools and Resources
With UBA, personal or corporate banking is easier on any device anywhere. Our digital solutions offer various benefits that ensure you stay in control wherever you are.
Use our tools and resources here.
