Personal Loan-Direct

For salary earners who do not have UBA

Salary earners who do not have UBA account can get up to 10 million naira at 22% per annum
to meet their financial needs. Access to finance to help federal and state civil servants meet their financial needs in times of stiff cash flow.

Product Features & benefits

Eligibility Criteria

How to apply

Frequently Asked Questions (FAQs)

Here is everything you need to know about the UBA Auto Loan
A loan for customers whose salaries are domiciled with UBA, for acquisition of automobiles from any of the approved vendors by the Bank.
  • With UBA Auto loan, you can acquire the following vehicles:
    • Mercedes
    • Honda
    • Hyundai
    • Kia
    • Suzuki
    • Benz
    • Ford
    • Toyota
    • Mitsubishi
    • Nissan
    • Volkswagen
Yes, provided your income can support additional facility subject to approved percentage of your salary for loan repayment.
No, you do not need additional collateral for auto financing. Vehicle financed serves as the collateral.
Yes, there is after sales service on vehicle financed as specified by the retailers.
Customer is required to contribute at the minimum, 30% of the cost of vehicle to be acquired.
Yes, all financed vehicles will be insured by insurance companies approved by the Bank.

Terms and Conditions apply