Empowering Dreams Abroad with the UBA Diaspora Account

Diaspora Banking

For millions of Nigerians abroad, managing finances back home can be a challenge. That’s why UBA’s Diaspora Account is designed to bridge that gap, making it easy to bank, invest, and stay connected to Nigeria, no matter where you live.

With innovative solutions like BVN enrolment abroad, remote account opening, diaspora pensions, and real estate investment opportunities, the UBA Diaspora Account gives Nigerians around the world a trusted way to manage their financial lives seamlessly.

BVN Enrolment Made Simple

Getting or updating your Bank Verification Number (BVN) is now easier for Nigerians in the diaspora.
UBA has expanded BVN enrolment services to international locations, allowing customers to register or update their BVNs without travelling to Nigeria. This ensures:

Smooth diaspora account opening and management.

Full compliance with CBN’s KYC regulations.

Easier integration into Nigeria’s financial ecosystem.

This step redefines diaspora banking, making inclusion and accessibility top priorities.

Open Your Account from Anywhere

Through a digitally enabled onboarding process, UBA makes account opening fast, secure, and stress-free.
Diaspora customers can open and activate their accounts remotely via web or mobile, using electronic KYC and video validation.

Key benefits include:

End-to-end remote account setup.

Integrated document upload and instant verification.

Real-time customer profiling and diaspora segmentation.

With this, UBA Diaspora Account holders enjoy the freedom to bank conveniently, from anywhere in the world.

Smart Investing from Abroad

The Non-Resident Nigerian Investment Account (NRNIA) opens doors for Nigerians abroad to participate in Nigeria’s growth sectors.
Aligned with the CBN’s 2025 NRN Account Directive, it allows access to both foreign currency (FCY) and local currency (LCY) investments.

Investment Options:

FCY: Fixed deposits, foreign currency bonds, and other approved instruments.

LCY: Nigerian equities, government securities, and real estate.

With the NRNIA, diaspora customers can invest from abroad, diversify portfolios, repatriate funds easily, and contribute to Nigeria’s economic development.

Planning with Diaspora Pensions

Thinking long-term? UBA’s upcoming Diaspora Pension Product, created in collaboration with Licenced Pension Fund Operators (LPFOs) and PenCom, lets Nigerians abroad contribute to the Contributory Pension Scheme (CPS) from overseas.

This ensures:

Flexible pension contributions in naira or foreign currency.

Secure and regulated fund management.

Financial stability and peace of mind for retirement planning abroad.

It’s another way UBA Diaspora Banking helps you prepare for a secure future wherever life takes you.

Effortless Global Remittances

Sending money home should be simple. With UBA’s global remittance partnerships, including Western Union, MoneyGram, Remitly, and Africash, you can send or receive funds from anywhere with competitive rates and quick processing.

Your UBA Diaspora Account allows you to:

Receive funds directly from global remittance partners.

Transfer money securely to family or business accounts in Nigeria.

Enjoy transparent rates and fast settlements.

UBA ensures your remittance experience is smooth, reliable, and always accessible.

Real Estate Opportunities

Owning property back home is a dream for many in the diaspora, and UBA makes it achievable.
In partnership with Afriland Properties Plc, UBA offers trusted real estate investment opportunities for Nigerians abroad.

From property development and investment advisory to mortgage financing, Afriland provides secure, transparent, and profitable real estate solutions for UBA customers. You can now buy, build, or invest in property confidently, creating lasting value and generational wealth from anywhere in the world.

The UBA Diaspora Account is designed to help you build lasting financial security. With UBA’s Diaspora Banking, your dreams don’t have to stay abroad; they can grow at home too.