Cards

Debit Cards
Anywhere, any day, any time, you can always count on UBA cards

Debit MasterCard

The UBA Debit MasterCard is a debit card issued on your account. Therefore, you can use your card anywhere in the world.

This service may be unique in the different countries we operate in

Your UBA Debit MasterCard is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.

If your UBA Debit MasterCard gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to UBA 

  • You need to have an active savings or current account. If you don’t have an account with UBA, simply open one. Click here to open an account
  • Completed and signed Debit Card Application Form

Your UBA Debit MasterCard can be used for cash withdrawal at any UBA ATM or any ATM where MasterCard is accepted anywhere in the world, as well as for making purchases at over 32 million merchant locations. You can also pay for your bills, recharge your phone online or do much more with QuickTeller.com

Your UBA Debit MasterCard allows you to track your purchases on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page.
  • It is valid for 3 years from the month of issue
  • — It requires a Personal Identification Number (PIN) for all ATM and POS transactions
  • — Transfer money instantly from your account to other accounts in UBA or other banks
Getting a new cardN1,000 (VAT Exclusive) 
Replacing a lost, damaged or expired cardN1,000 (VAT Exclusive)
Monthly maintenance feeN50 (VAT Exclusive)
Cash withdrawal on ATMs at any UBA branchFree
Cash withdrawal abroad*N1,200 + Acquirer fee
Purchases made on POS and on local websites in NigeriaFree
Purchases made on POS abroad and on foreign websites*Free

*Applicable fees for international ATM, POS and WEB transactions are subject to market changes

Gold MasterCard Debit Card

Access your money anywhere with the UBA Gold Debit MasterCard, which also includes making purchases over the internet wherever the MasterCard or Maestro logo is displayed. 

This service may be unique in the different countries we operate in

Your UBA Gold Debit MasterCard is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.

Your UBA Gold Debit MasterCard allows you to track your purchases on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page.
Yes. You need to activate your card using the instant PIN selection on the POS or ATM at any UBA Business Office.

If your UBA Debit MasterCard gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to UBA

Your UBA Gold Debit MasterCard is internationally valid and very handy when you are traveling abroad. Get access to over 1 million ATM’s and 32 million merchant establishments, worldwide, wherever MasterCard is accepted.
  • You need to have an active savings or current account. If you don’t have an account with UBA, simply open one. Click here to open a UBA account 
  • Completed and signed Debit Card Application Form

Your UBA Debit MasterCard can be used for cash withdrawal at any UBA ATM or any ATM where MasterCard is accepted anywhere in the world, as well as for making purchases at over 32 million merchant locations. You can also pay for your bills, recharge your phone online or do much more with QuickTeller.com

  • It is valid for 3 years from the month of issue
  • — It requires a Personal Identification Number (PIN) for all ATM and POS transactions
  • — Transfer money instantly from your account to other accounts in UBA or other banks in Nigeria

Gold MasterCard Debit Card for Domiciliary Account

UBA’s Gold Debit MasterCard for Domiciliary Account products are tied to card holder’s domiciliary account. They offer the same flexibility in usage anywhere in the world at over 31 million merchant locations worldwide. 

This service may be unique in the different countries we operate in

If your UBA Gold Debit MasterCard for Domiciliary Account is stolen or misplaced, you are protected against fraudulent transactions from the moment you report your lost or stolen card to UBA

Your UBA Gold Debit MasterCard for Domiciliary Account is internationally valid and very handy when you are traveling abroad. Get access to over 1 million ATM’s and 32 million merchant locations worldwide, wherever MasterCard is accepted.
    • — You need to have an active Dollar, Pounds or Euro domiciliary account. If you don’t have an account with UBA, simply open one at any UBA Business Office near you
    • — Completed and signed Debit Card Application Form

Visa Classic Debit Card

Visa-Classic-Debit-Card_

Access your money anywhere with the UBA Visa Classic® Debit Card, which includes making purchases for goods and services wherever the Visa logo is displayed (POS, Web). 

This service may be unique in the different countries we operate in

Your UBA Visa Classic® Debit Card is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology

If your UBA Gold Debit MasterCard for Domiciliary Account is stolen or misplaced, you are protected against fraudulent transactions from the moment you report your lost or stolen card to UBA

Your UBA Visa Classic® Debit Card can be used for cash withdrawal at any UBA ATM or any ATM displaying the Visa or V-Pay logo and can also be used to make everyday purchases at merchant locations and web sites where Visa is accepted anywhere in the world.

Your UBA Visa Classic® Debit Card allows you to track your purchases on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page.

  • — You need to have an active Dollar, Pounds or Euro domiciliary account. If you don’t have an account with UBA, simply open one at any UBA Business Office near you
  • — Completed and signed Debit Card Application Form

Visa Dual Currency (DCDC) Debit Card

You can make withdrawals at any of the 1.8 million Visa enabled ATMs in over 200 countries and purchases at over 29 million merchant locations worldwide.

This service may be unique in the different countries we operate in

Your UBA Visa Dual Currency (DCDC) ® Debit Card is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.

If your UBA Visa Dual Currency (DCDC) ® Debit Card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to UBA.

Your UBA Visa Dual Currency (DCDC) ® Debit Card can be used for cash withdrawal at any UBA ATM or any ATM where Visa is accepted anywhere in the world, as well as for making purchases at over 29 million merchant locations.

Your UBA Visa Dual Currency (DCDC) ® Debit Card allows you to track your purchases on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page.

Verve Debit Card

You can make withdrawals at any ATM displaying the Interswitch logo

This service may be unique in the different countries we operate in

Your UBA Verve® Debit Card can be used for cash withdrawal at any UBA terminal or any ATM displaying the Interswitch logo and it can also be used to make everyday purchases at local merchant locations and web sites where Verve cards are accepted. You can also pay for your bills, recharge your phone online or do much more with QuickTeller.com.

Your UBA Verve® Debit Card allows you to track your purchases on a regular basis. The details of the purchases made on your card, along with the date, merchant name and amount are mentioned in your bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page.
Your UBA Verve® Debit Card is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.

If your UBA Verve® Debit Card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to UBA.

  • You need to have an active savings or current account. If you don’t have an account click here to open a UBA account.
  • Completed and signed Debit Card Application Form

UBA World MasterCard

Delivering an extensive range of perks and carefully considered benefits, it offers unrivaled protection and preferential treatment making you feel welcome, secure and valued for your business wherever you travel – around the corner or around the world.

This service may be unique in the different countries we operate in

To request for the World MasterCard, please send an email to premiumcards@ubagroup.com

A reassuring symbol of your success, the UBA World MasterCard® is designed to delight you every step of the way. 

The UBA World MasterCard ushers you into an exclusive world rich with possibilities and high in expectations. Coupled with your exquisite taste for the finest life has to offer, the UBA World MasterCard distinguishes you with higher purchase limits whenever you dine, travel or enjoy the arts. The Card has been designed to delight you every step of the way. Delivering an extensive range of exclusive perks and carefully considered benefits, it offers unrivaled protection and preferential treatment making you feel welcome, secure and valued for your business wherever you travel – around the corner or around the world.

As a World Cardholder, you can count on exceptional privileges, advanced protections, and services designed to make you feel valued and special wherever you go—be it across the world or down the street.

*Eligibility strictly by invitation

  • MasterCard Global emergency cardholder services (emergency card replacement, etc.)
  • Purchase protection
  • Fraud protection insurance
  • Extended Warranty
  • Travel Accident and Inconvenience Insurance
  • Priority Pass membership giving you exclusive access to over 600 airport lounges in over 100 countries
  • Experiences and offers available only to you on MasterCard® moments
  • A dedicated private banking relationship manager, 24/7 access via an exclusive hotline
  • Payment for goods and services in over 30 million MasterCard merchant outlets and on local and international websites
  • Concierge Services
  • Privilege Access Hertz
  • Dining and spa benefits

UBA Platinum MasterCard

Prepare for your elevated cardholder status setting you apart with higher purchase limits as you shop, dine, enjoy the arts and experience once-in-a-lifetime adventures only on offer with the UBA Platinum MasterCard®.

This service may be unique in the different countries we operate in

To request for the Platinum Debit MasterCard, please send an email to premiumcards@ubagroup.com

Confident and ready to enjoy all life has to offer; start living your dreams, reaping rich rewards and exceptional benefits with the UBA Platinum MasterCard®.

The UBA Platinum MasterCard is a premium debit card designed to elevate your cardholder status and set you apart with higher transaction limits for ATM withdrawals, POS and even the web.
As a Platinum Cardholder, you can count on exceptional privileges; advanced protection, extra features and select benefits intended to make you feel valued and special wherever you go-be it across the world or down the street.

You can go on and access your money anywhere with UBA Platinum MasterCard and make purchases at the POS and over the internet wherever the MasterCard or Maestro logo is displayed both at local and international merchant locations knowing your card is highly secured with the best in class technology.

*Eligibility strictly by invitation

  • MasterCard Global emergency cardholder services (emergency card replacement, etc.)
  • Purchase protection
  • Fraud protection insurance
  • Priority Pass membership giving you exclusive access to over 600 airport lounges in over 100 countries
  • Experiences and offers available only to you on MasterCard® moment
  • A dedicated private banking relationship manager, 24/7 access via an exclusive hotline
  • Payment for goods and services in over 30 million MasterCard merchant outlets and on local and international websites

Need Help?

If you need assistance or have a question, we are always here to help

Lost or Stolen Cards?

If your Debit/Credit Card is lost or stolen, please contact us immediately:

Find out how UBA keeps your information safe and secure. Learn how to safeguard your personal information or report fraud. If you suspect fraudulent activity or receive a suspicious email please contact our dedicated helpdesk immediately