USSD Banking
Bank anywhere, Bank anytime—with or without data or airtime while you’re on the move.
Experience the Magic in Banking with *919#
Open a UBA account, transfer funds, buy airtime for yourself, family & friends, pay your bills, pay for your flights and check your account balance all on your mobile phone.
*919# Account Opening
Banking should be as easy as dialing *919# on your registered line. It’s that easy!
*919# Airtime!
Get Extra Airtime with the *919# 10% Offer. tRecharge a mobile line with *919# & get 10% EXTRA airtime on any network.
*919# Funds Transfer
Banking should be as easy as dialing *919# on your registered line. It’s that easy!
*919# Data Topup
Out of Data? *919# to the rescue. Top-up without data.
*919# Flight Payment
*919# Magic banking has a fantastic flight booking service.
USSD Codes for Transactions
Get your account balance, pay bills and more… anytime, any day!
*919# Account Opening
Banking should be as easy as dialing *919# on your registered line. It’s that easy!
*919# Airtime!
Get Extra Airtime with the *919# 10% Offer. Recharge a mobile line with *919# & get 10% EXTRA airtime on any network.
*919# Funds Transfer
Banking should be as easy as dialing *919# on your registered line. It’s that easy!
*919# Data Topup
Out of Data? *919# to the rescue. Top-up without data.
*919# Flight Payment
USSD banking has a fantastic flight booking service.
USSD Codes for Transactions
Get your account balance, pay bills and more… anytime, any day!
USSD Codes for Transactions
Get your account balance, pay bills and more… anytime, any day!
Other Transaction types and charges
| S/N | Transaction Type | Codes | Charge (₦) |
|---|---|---|---|
| 1 | Pay Bills | *919*5# | 100 + VAT |
| 2 | ATM Cardless Withdrawal | *919*30*Amount# | 100 + VAT |
| 3 | Freeze Online Transactions | *919*9# | Free |
| 4 | Open a Bank Account | *919*20# | Free |
| 5 | Generate OTP | *919*8# | 5 |
| 6 | Airline Tickets | *919*12# | 50 + VAT |
| 7 | Taxes and Levies | *919*13# | 50 + VAT |
| 8 | Block Debit Card | *919*10# | 5 |
| 9 | Block Debit Card (3rd Party Freeze) | *919*911# | |
| 10 | Retrieve BVN | *919*18# | 20 |
| 11 | Check LCC e-tag Balance | *919*16*1# | 10.00 |
| 12 | Top-Up LCC e-tag | *919*16*2# | 50 + VAT |
| 13 | Request Bank Statement to Embassy | *919*21# | 1,075 (flat fee) + 21 per page |
| 14 | Request Bank Statement to Commercial Banks and Fin. Inst. | *919*21# | ₦42 per page |
| 15 | View Mini Statement (Last 5 Transactions) | Free | |
| 16 | Reset/Change PIN | Free | |
| 17 | Send Money to Prepaid Card | *919*32# | |
| 18 | Send/Receive Money to Mobile Number | *919*36# | |
| 19 | Link BVN to Bank Account | *919*60*BVN# | |
| 20 | Purchase Event Tickets | *919*7# | |
| 21 | Click Credit Plus | *919*28# |
Watch: 919 Dance Video
Frequently Asked Questions
Here is everything you need to know about the UBA 919 USSD Banking.
I forgot my PIN. How can I change/reset my PIN?
Dial *919# and select ‘PIN Setup’ to change/reset your PIN
What are the transaction limits available on USSD?
The existing limits are:
PIN – N20,000 per transaction and per day
Token – N1m per transaction and per day (for customers with token but no indemnity)
Note: Airtime purchase has been limited to N5,000 per day and the only PIN authentication is required.
Can I have both my account and prepaid card registered on the same profile?
You can only register with either your bank account or your prepaid card. You cannot have both registered on the same profile.
What do I need to qualify for this service?
You have to be enrolled for SMS alert and the number you are dialing the code from must be maintained on the account/prepaid card you are trying to enrolled.
Will I be charged when enrolling for the first time?
No, as a new user, enrolment is free. However, you will charged N6.98 per USSD session for subsequent transaction as an existing user.
How do I register for USSD Banking?
There are two registration options:
To do this, dial *919# to see the Main Menu and select your desired option. If the user is not yet registered, she/he would be presented with registration options:
With UBA Account
With UBA Prepaid Card,
My enquiries are not covered here. What should I do?
Please contact our 24/7 Customer Fulfilment Center via +234-02012808822 , +234-02012808800 or email cfc@ubagroup.com.
*919# Account Opening
Banking should be as easy as dialing *919# on your registered line. It’s that easy!
Benefits
- – You can bank anywhere and anytime
- – Open an account in minutes.
- – Option to upgrade account to higher transaction limits
Transaction Limits
| S/N | Transaction type | Charge (₦) |
|---|---|---|
| 1 | Enrolment | Free |
| 2 | Check Balance | ₦10 |
| 3 | Open a Bank Account | Free |
| 4 | Subsequent transactions | ₦6.98 |
*919# Airtime!
Get Extra Airtime with the *919# 10% Offer. tRecharge a mobile line with *919# & get 10% EXTRA airtime on any network.
Airtime top up for self
Simply dial *919*amount# on your registered mobile line (e.g. *919*1000#).
Airtime top up for family and friends
Simply dial *919*Phone Number* Amount# (e.g. *919*08123456789*1000#).
Transaction Limits
Airtime purchase is limited to ₦20,000 per day and only PIN authentication is required.
Transaction Charges
| S/N | Transaction Type | Charge (₦) |
|---|---|---|
| 1 | Buy Airtime (self) | Free |
| 2 | Buy Airtime (3rd party) | Free |
*919# Funds Transfer
Send money to any UBA bank account, Uba prepaid card, other banks and financial institutions.
Send money to a UBA account
Dial *919*3*account number*amount# from the phone number you registered with UBA, then follow the simple steps.
Send money to a UBA Prepaid Card
Dial *919*32# from the phone number you registered with UBA.
Send money to other banks
Dial *919*4*account number*amount# from the phone number you registered with UBA.
Send Money to Microfinance Banks, Fintechs & Other institutions
Dial *919*6# from the phone number you registered with UBA.
Transaction Limits
| S/N | Method of Authorization | Per Transaction | Per Daily |
|---|---|---|---|
| 1 | PIN | ₦20,000 | ₦100,000 |
| 2 | Secure Pass (Token) | ₦20,000 | ₦100,000 |
| 3 | Secure Pass and Indemnity | ₦500,000 | ₦1,000,000 |
Transaction Charges
| S/N | Transaction Type | Transaction Band (₦) | Charge (₦) |
|---|---|---|---|
| 1 | Send Money to UBA Account | All | ₦20 |
| 2 | Send Money to Another Bank | ₦0 – ₦5000 | ₦10 + VAT |
| ₦5,001 – ₦50,000 | ₦20 + VAT | ||
| Above ₦50,000 | ₦50 + VAT | ||
| 3 | Send Money to Prepaid Card | All | ₦50 + VAT |
*919# Data Topup
Out of Data? *919# to the rescue. Top-up without data.
Data top up for self
Simply dial *919*14# on your registered mobile line.
Data top up for family and friends
Simply dial *919*14*Phone Number# on your registered mobile line.
Transaction Charges
| S/N | Transaction Type | Charge (₦) |
|---|---|---|
| 3 | Buy Data (self) | Free |
| 4 | Buy Data (3rd Party) | Free |
*919# Flight Payment
*919# Magic banking has a fantastic flight booking service.
How to pay for your flight
- – Dial *919*12#
- – Input 4-digit PIN and select the bank account to pay from
- – Select desired airline and input flight PNR (Passenger Name Record)
- – Input the phone number of the passenger and payment amount (Passenger Name Record)
- – That’s it. Flight paid!
Codes that help you fly
| S/N | Airline Tickets Menu | Code |
|---|---|---|
| 1 | Ethiopian Airline | *919*12*071# |
| 2 | Africa World Airline | *919*12*394# |
| 3 | Lufthansa Airline | *919*12*220# |
| 4 | Egypt Airline | *919*12*077# |
| 5 | Turkish Airline | *919*12*235# |
| 6 | Qatar Airways | *919*12*157# |
| 7 | British Airways | *919*12*125# |
| 8 | KLM Royal Dutch Airline | *919*12*74# |
| 9 | South African Airways | *919*12*83# |
| 10 | Etihad Airways | *919*12*607# |
| 11 | Virgin Atlantic Airline | *919*12*932# |
| 12 | Royal Air Morocco | *919*12*147# |
| 13 | Rwanda Air | *919*12*459# |
| 14 | Kenya Airways | *919*12*706# |
| 15 | Delta Air Lines | *919*12*6# |
| 16 | Air France | *919*12*57# |
| 17 | Emirates | *919*12*176# |
USSD Codes for Transactions
Money market security issued by large banks and corporations mostly used to purchase inventory or as working capital.
Other Transaction types and charges
| S/N | Transaction Type | Codes | Charge (₦) |
|---|---|---|---|
| 1 | Pay Bills | *919*5# | 100 + VAT |
| 2 | ATM Cardless Withdrawal | *919*30*Amount# | 100 + VAT |
| 3 | Freeze Online Transactions | *919*9# | Free |
| 4 | Open a Bank Account | *919*20# | Free |
| 5 | Generate OTP | *919*8# | 5 |
| 6 | Airline Tickets | *919*12# | 50 + VAT |
| 7 | Taxes and Levies | *919*13# | 50 + VAT |
| 8 | Block Debit Card | *919*10# | 5 |
| 9 | Retrieve BVN | *919*18# | Free |
| 10 | Check LCC e-tag Balance | *919*16*1# | 10.00 |
| 11 | Top-Up LCC e-tag | *919*16*2# | 50 + VAT |
| 12 | Request Bank Statement to Embassy | *919*21# | 1,075 (flat fee) + 21 per page |
| 13 | Request Bank Statement to Commercial Banks and Fin. Inst. | *919*21# | ₦42 per page |
| 14 | View Mini Statement (Last 5 Transactions) | Free | |
| 15 | Reset/Change PIN | Free |