UBA SME Account

Specifically for SMEs to provide them the right framework of support and financial solutions they need to grow.

It takes a supportive partner like UBA to grow a business

Building a successful business requires the right support. We provide financial products and services specifically designed to help your business grow. Get access to a wide range of benefits with the UBA SME account


  • Fixed monthly charges
  • Access to business loans
  • Access to UBA SME capacity building and advisory platforms
  • On-boarding on digital collections and payments channels
  • Access to SME Masterclasses
  • Access to SME annual Summit and Fairs
  • Free online shopfront on the UBA Market place



S/N Parameters Micro Small Medium
1 Opening balance ₦20,000 ₦100,000 ₦500,000
2 Fixed Monthly Charge (VAT Inclusive) ₦1,050 ₦5,250 ₦10,500
3 Monthly Minimum Turnover threshold ₦2.5M - ₦9.99M ₦10M - ₦49.99M ₦50M - ₦100M
4 Default CAMF (if turnover falls below monthly turnover) ₦1/Mille on Turnover ₦0.9/Mille on Turnover ₦0.8/Mille on Turnover

Terms and conditions apply

  • – Customer agrees to pay the fixed monthly charge applicable to the selected variant: N1050, N5,250, and N10,500 for Micro, Small and Medium respectively
  • – Any month turnover falls below the minimum threshold, the customer will pay Current Account Maintenance Fee (CAMF) for the turnover volume achieved at the rate of N1/mille, N0.9/mille, and N0.8/mille for Micro, Small, Medium respectively
  • – Customers will be charged the fixed monthly fee for the applicable band any month their turnover exceeds the maximum turnover threshold of their default account category.
  • – The medium variant of the product is subject to a maximum monthly turnover of N100 million over which Current Account Maintenance Fee (CAMF) of N0.6/Mille applies to the excess turnover.