SME Banking
Because when businesses complain about lack of support, you should not be one of them.
The right support for your business.
Our range of world-class e-payment solutions empowers small and medium-sized enterprises (SMEs) to easily make, receive, and monitor payments in real-time. Designed to streamline transactions, our solutions help SMEs focus on delivering outstanding service to their growing customer base.
UBA Business Card
The UBA Business Card is a dual-function payment solution that enables businesses to seamlessly make payments and receive funds through the QR code embedded on the card. It serves both as a globally accepted debit card and a convenient payment collection tool.
UBA SME Accounts
Building a successful business requires the right support. We provide financial products and services specifically designed to help your business grow.
Business Registration
At UBA, we are always looking for ways to make things easy for you. Which is why we are supporting our customers to formalise their business.
Digital Banking for Business
Get a reliable and convenient way of receiving money for goods and services bought by using our cash management and transaction banking platforms.
Loans and Advances
We have a range of suitable financing options to help your business grow. Our loan options may be good for you. Together, let us grow your business.
UBA Marketplace
The merchant and customer app provides convenient and easy access to shopping.
Merchant Services
Get free and unlimited access to millions of customers around the globe; connecting buyers to sellers where ever they might be.
UBA x AFCFTA
Under this agreement, we will provide your business with the technical and financial solutions needed to succeed.
Features & Benefits
Payment and collection
The Business Card allows you to both make payments and receive funds using the QR code embedded on the card. Customers can simply scan to pay, while you can also use the card for everyday business transactions.
No POS required
Accept payments easily without the need for a POS terminal. The QR code provides a simple, cost-effective way to collect payments anywhere.
Additional features
Enjoy access to value-added services such as business training content and exclusive discounts on tools, logistics, travel, and other business needs.
Summary of fees
Card issuance attracts a one-time fee, while transaction charges apply based on standard bank rates.
Global payments
Make and receive payments from suppliers and customers all around the world
Transaction capability
Supports seamless payments via QR with real-time processing for fast and efficient transactions.
Security
All transactions are protected with strong authentication measures including PIN, OTP, and two-factor authentication, ensuring safe and reliable payments.
If your UBA Verve® Debit Card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to our Fraud HelpDesk on +234 1 2808 800, CFC on +234 1 2808 800, CFC on +234 1 280 8822 or send an email to cfc@ubagroup.com.
Requirements
1. An active UBA Business account
2. Request through your branch or relationship manager