Gold Debit MasterCard for Naira Account
The UBA Gold Debit MasterCard is a debit card issued on your Naira account and allows you to make local and international transactions. It is acceptable at all MasterCard-enabled ATM, Web or POS Worldwide.
UBA Gold Debit MasterCard for Domiciliary
The UBA Gold Debit MasterCard for Domiciliary accounts is a debit card issued on a Domiciliary Account whether Dollar, Pound or Euro. Access your money anywhere.
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| CARD ISSUANCE FEE | ||
| Features | Currency | Value (VAT Incl) |
| Gold Card | USD | 15.05 |
| GBP | 11.825 | |
| Euro | 12.9 | |
| NGN | 5,375 | |
Gold Debit MasterCard for Naira Account
The UBA Gold Debit MasterCard is a debit card issued on your Naira account and allows you to make only local transactions in Nigeria. It is acceptable at all MasterCard-enabled ATM, Web or POS in Nigeria.
Card Features
Convenience and safety in one card
Your UBA Gold Debit MasterCard is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your bank account, without having to carry any cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
Track your spending
Track your purchases and withdrawals on your UBA Debit MasterCard on a regular or monthly basis via SMS, email transaction alert or bank statement. For more information about receiving your bank statement by email, please visit our UBA Alerts page or request your bank statement on any of our digital channels.
Do I need to activate my Debit Card?
Yes. You need to activate your card using the instant PIN selection on the POS or ATM at any UBA Business Office.
Zero Card Loss Liability
If your UBA Debit MasterCard gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to our Fraud Helpdesk on +234 1 2808 800, CFC on +234 1 280 8822 or send an email to cfc@ubagroup.com.
You can also send ‘Block Card’ to Leo or dial *919*10# to block your card.
What do I need to get this card?
- — You need to have an active Naira savings or current account. If you don’t have an account with UBA, simply open one. Click here to see which of our accounts is good for you.
- — Completed and signed the Debit Card Application Form at any UBA branch close to you.
Transaction Limits
| Transaction Type | Limit |
|---|---|
| *ATM | ₦40,000 daily, ₦100,000 weekly |
| POS | ₦1,500,000 |
| Web | ₦1,000,000 |
| International (Online & POS) | $1000 monthly |
| International (ATMs) | $300 daily |
* This limit is subject to change by the Central Bank of Nigeria
It is your shopping Card
This card type can be used for local POS payment, Online payment, or cash withdrawal at any UBA ATM & POS as well as any MasterCard-enabled ATM & POS worldwide. You can also pay for your bills, recharge your phone online or do much more with QuickTeller.com.
Additional features
- — Available only on Naira current or savings account
- — It is valid for 3 years from the month of issue
- — It requires a Personal Identification Number (PIN) for all ATM and POS transactions which should not be compromised.
- — It can be used to enroll on any of our digital channels to access several banking and non-banking features.
- — We have frequent promos you can only access with your UBA Gold Debit MasterCard.
Summary of fees
| Description | Fee |
|---|---|
| Getting a new card | N1,000 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | N1,000 (VAT Exclusive) |
| Quarterly maintenance fee | N50 (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| International ATM Withdrawal Fee | N1,200 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
*Applicable fees for international ATM, POS and WEB transactions are subject to market changes.
UBA Gold Debit MasterCard for Domiciliary account
The UBA Gold Debit MasterCard for Domiciliary accounts is a debit card issued on a Domiciliary Account whether Dollar, Pound or Euro. Access your money anywhere, which also includes making payments on MasterCard-enabled online platforms, withdrawing at any of the one million MasterCard-acceptable ATMs in over 210 countries and purchasing at over 31 million merchant locations worldwide.
Card Features
Convenience and safety in one card
Your UBA Gold Debit MasterCard for Domiciliary Account is extremely versatile and simple to use. You have the convenience of paying for your purchases directly from your UBA domiciliary account, without having to carry cash. That’s the cashless lifestyle! Yet, your card and your transactions are highly secured with the best card technology.
Roam your Money
The UBA Gold Debit MasterCard for Domiciliary Account is a debit card issued on your Dollar, Pounds or Euro account in Nigeria that allows you access funds in your domiciliary account via your card anywhere in the world. Travel anywhere you want, stay wherever your heart desires and shop online as much as you could. This is what we mean by Roam your Money.
Zero Card Loss Liability
Global Acceptability
Your UBA Gold Debit MasterCard for Domiciliary Account is internationally valid and very handy when you are traveling abroad. Get access to over 1 million ATM’s and 32 million merchant locations worldwide, wherever MasterCard is accepted.
What do I need to get this card?
— Completed and signed Debit Card Application Form at any UBA branch close to you.
Fees and Transaction Limits
| Currency | Issuance Fee | ATM LIMIT | WEB LIMIT | POS LIMIT |
|---|---|---|---|---|
| USD | 15.05 | 1,000 | 5,000 | 5,000 |
| Pounds | 11.825 | 1,200 | 3,000 | 3,000 |
| Euro | 12.9 | 1,000 | 3,000 | 3,500 |
Additional features
- — Available only on Domiciliary Accounts whether Dollar, Pound or Euro.
- — It is valid for 3 years from the month of issue.
- — It requires a Personal Identification Number (PIN) for all ATM and POS transactions which should not be compromised.
- — We have frequent promos you can only access with your UBA Gold Debit MasterCard.
- — It can be used to enroll on our digital channels to access several banking and non-banking features
Summary of fees
| Description | Fee |
|---|---|
| Getting a new card | $14, £11 & €12 (VAT Exclusive) |
| Replacing a lost, damaged or expired card | $14, £11 & €12 (VAT Exclusive) |
| Annual maintenance fee | $10 or its equivalent in £ & € (VAT Exclusive) |
| Cash withdrawal on ATMs at any UBA branch | Free |
| Cash withdrawal abroad* | $3.50, £2.75 & €3.25 + Acquirer fee |
| Purchases made on POS and on local websites in Nigeria | Free |
| Purchases made on POS abroad and on foreign websites* | Free |
FAQ
All charges such as monthly maintenance charge; international ATM withdrawal charges; etc. attract VAT of 7.5% in compliance with the regulations of the federal tax bodies.