Home Re-finance
You may use this loan to refinance an existing mortgage from another financial institution.
Customers pay no charges when receiving their money.
They have a network of over 320,000 agent locations in over 200 countries and territories, and control about 20% of the global remittance transactions.
Benefits
- Imposes discipline and financial prudence.
- Interest payments are tax deductible.
- An opportunity to create and grow wealth.
- Provides security and freedom from astronomical rental growth.
- A hedge against inflation.
- Provides an investment and annuity income.
- Provides post retirement cash flow and passive income.
- Considerate, structured and convenient terms of repayment.
- Competitive interest rate.
Target Audience
- Confirmed employees of reputable organisations in the private or public sector.
- Individuals whose salaries must have been paid through UBA for at least 3 months.
- UBA account holders.
- Employees who will be discussing or selling consumer credit products.
- Complete a UBA Consumer Loan Application form which you may pick up from any of our branches.
- If you wish to purchase residential property, submit your application including the following to the Customer Service Officer in your branch:
- — An offer letter from the vendor.
- — A copy of the land title documents.
- — A copy of the approved building plan – if necessary.
- — A valuation report accompanied by photographs of the property.
- — A bank statement for the preceding 12 months.
How To Apply For UBA Housing & Land Purchase Loan
Gather the necessary documents, complete the application form, and submit everything at your nearest UBA branch to take the first step toward property ownership.
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