Home Re-finance

You may use this loan to refinance an existing mortgage from another financial institution.

Customers pay no charges when receiving their money

They have a network of over 320,000 agent locations in over 200 countries and territories, and control about 20% of the global remittance transactions.


  • Imposes discipline and financial prudence
  • Reduce monthly payments by refinancing into lower interest rate
  • Consolidate existing debts
  • Interest payments are tax deductible
  • An opportunity to create and grow wealth
  • Provides security and freedom from astronomical rental growth
  • A hedge against inflation
  • Provides an investment and annuity income
  • Provides post retirement cash flow and passive income
  • Considerate, structured and convenient terms of repayment
  • Competitive interest rate

Target Audience

  • Confirmed employees of reputable organisations in the private or public sector
  • Individuals whose salaries must have been paid through UBA for at least 3 months
  • UBA account holders
  • Employees who will be discussing or selling consumer credit products

How to Apply

  • Complete a UBA Consumer Loan Application form which you may download online or pick up from any of our branches
  • If you wish to purchase residential property, submit your application including the following to the Customer Service Officer in your branch:
    • An offer letter from the vendor
    • A copy of the land title documents
    • A copy of the approved building plan – if necessary
    • A valuation report accompanied by photographs of the property
    • A bank statement for the preceding 12 months