Fuel Your Ambitions
Want to start a side hustle, buy a new car or sort out emergencies? There is a UBA loan for your every goal.
Asset Finance Suite
Own More. Pay Overtime.
Get the things you need today, from home appliances and smart devices to solar solutions and generators, with convenient financing from UBA.
Overview
Whether you're upgrading your home, investing in reliable power, or replacing essential devices, UBA Asset Finance helps you spread the cost with flexible repayment options designed around your needs.
Why Choose UBA Asset Finance?
- Competitive interest rates
- Low upfront equity contribution
- Flexible repayment options
- Access to approved vendors
- Simple and convenient application process
Featured Partner Offers
Browse exclusive financing offers from approved partners including devices, home appliances, solar solutions and generators.
Auto Loan
Own your dream car, brand new or pre-owned, with flexible financing designed around your lifestyle.
Mortgage Loan
Buying your dream home, renovating or accessing funds through your existing property, UBA Mortgage provides flexible financing designed around your income and long-term plans.
Asset-Backed Loan
Need access to funds but don’t want to break your investments? You can unlock liquidity while your funds remain intact and continue to earn returns.
Click Credit Plus
Instant Cash. Zero Stress.
No paperwork. No collateral. Just quick cash when you need it
Solar Financing
Blackouts, rising electricity bills, and unreliable power supply don’t have to hold you back. With our Solar Financing Plan, you can own a complete solar solution for your home without breaking the bank.
Personal Loans
With the UBA Personal Loan, you can get up to N30 million, to help you live your dreams.
Senior Citizens Loan
The UBA Senior Citizens Loan is designed to support Pensioners within the age bracket of 50 – 75 years.
Asset Finance
Improve your standard of living. Get financing for the purchase of household appliances, alernative.
Loan Tools and Resources
With UBA, personal or corporate banking is easier on any device anywhere. Our digital solutions offer various benefits that ensure you stay in control wherever you are.
Insurance Premium Financing
With our insurance Premium Financing, you can get up to N1 million to settle your insurance premium bills upfront while you repay conveniently over 12 months.
Stay Updated on our Loan Offerings
For more information regarding loans, please fill out the form.
Power Your Home with Affordable Solar Financing
Why Choose Our Solar Financing?
- Equity Contribution: customer can contribute from 5%-20% depending on where customer falls in our Target market.
- Flexible Tenure: Spread the balance conveniently over up to 36 months.
- Cost Savings: Cut electricity bills and reduce dependence on the grid.
- Reliable Power: Enjoy steady, 24/7 electricity for your home.
- Clean Energy: Go green with an eco-friendly, sustainable power source.
Requirements
- Duly completed Loan application form
- Duly accepted offer letter
- Copy of the obligor’s staff ID and valid ID
- Obligor’s confirmation letter
- Pro-forma invoice for the item issued in the name of the Bank and the applicant
- Clean Credit Bureau/CBN CRMS Report.
- Employer’s acknowledged copy of Customer’s commitment to domicile monthly salary/allowances to UBA.
- Note: For source deduction customers, obligor must set up a source deduction mandate with the Bank.
Benefits
- Say goodbye to blackouts.
- Save on electricity bills.
- Own solar in affordable bits.
- Protect your home and appliances with steady power.