Asset Finance

Live better

Get financing for the purchase of household appliances, alternative power solutions, etc. with the UBA
Asset Finance and pay back conveniently over a period of 24 months. You can purchase a variety of
assets ranging from smartphones, furniture, laptops, household appliances, inverters, generators etc.

Product Features & benefits

  • Access to a wide array of reputable dealers/retailers
  • Convenient repayment period of 24 months
  • Competitive interest rate
  • Maximum loan amount of N3million
  • Minimum loan amount of N35,000
  • Minimum equity contribution of 30%

Eligibility Criteria

  • Functional savings or current salary account
  • Duly completed loan application form.
  • Valid means of Identification (International Passport, National Driver’s License, National ID Card and Voters’ Card).
  • Employer’s undertaking to domicile salary with UBA
  • Duly accepted offer letter or employee inquiry form (The offer letter should contain Employee Name, Employee Job Description/Position; Nature of Employment  (Permanent or Contract); Employee Job Status (Confirmed or unconfirmed). 
  • Copy of the customer’s staff ID.

How to apply

  • Get pro-forma invoice (PFI) for preferred items from any approved vendor
  • Then visit a UBA branch to complete a loan application form
  • Execute an offer letter detailing the loan terms and requirements, following approval
  • Pick up preferred items from the vendor


The UBA Airtel Laptop Finance promo offers our customers the opportunity to own HP brands of Laptop combined with Airtel Mifi/Router, Windows 10 Pro, Free Laptop Bag and up to 120gb free data, while enjoying the ease of convenient repayment & Free door-to-door delivery to any address within Nigeria!

The promo offers:

  • • Free Airtel Mifi/Router, with up to 120GB Data
  • • Free Delivery Nationwide
  • • Free Laptop Bag
  • • Microsoft windows 10 pro package
  • • Free mouse
  • • Competitive prices for the laptops
  • • Convenient repayment plan

Available packages

Product Description
Bundled price (in Naira)
Minimum Monthly repayment (in Naira)
(Laptop + Airtel MIFI)
• HP 255 Laptop
• Free Laptop Bag
• Free Mouse
• Microsoft Windows 10 Pro package
• Airtel Mifi with Free 25GB worth of data
• Free Delivery
(Laptop + Airtel router) BUNDLE OFFER B
• HP 255 Laptop
• Free Laptop Bag
• Free Mouse
• Microsoft Windows 10 Pro package
• Airtel Router with Free 120GB worth of data
• Free Delivery
N 14,485

Promo Terms:

  • Maximum of 9 months
  • Interest Rate: As low as 18% per annum

Management Fees: 1% flat one-off (upfront)

  • Credit life of 1% (one-off)
  • 30% of the total amount
How to apply:
Please visit a UBA branch with the following documents:
  • • A pro-forma invoice from Jetlink Limited
  • • Completed loan application
  • • Executed offer letter
  • • Valid means of ID
  • • Staff ID
  • • One Passport Photograph

Participating Vendors

Pragmatic Inverters

  1. Pointek- Mobile Phone and Laptop

Frequently Asked Questions (FAQs)

Here is everything you need to know about UBA Asset Finance
It offers loans to customers whose salaries are domiciled with UBA for acquisition of assets of their choice from any of the approved vendors by the Bank.
  • With UBA Asset finance loan, you can acquire the following asset categories:
    – Home appliances
    – Electronic devices
    – Phones
    – Generators
    – Solar systems
    – Furniture
Yes, provided your income can support additional facility, subject to approved percentage of your salary for loan repayment.
No. However, you can get a Personal Loan to acquire assets from different vendors
No. You do not need a collateral for asset financing. The asset financed serves as collateral.
Yes, there are after sales service on certain items as specified by the vendors.
Customer is required to make available a minimum equity contribution of 30% of the cost of asset to be acquired, whilst the Bank will provide the balance of the cost as loan.

Terms and Conditions apply