Asset Finance

The credit program that gives you the opportunity to own that asset you have always longed for.

Customers pay no charges when receiving their money

They have a network of over 320,000 agent locations in over 200 countries and territories, and control about 20% of the global remittance transactions.


  • Convenient terms of payment.
  • The opportunity to own your own asset without having to save for a long period.
  • Considerate and convenient terms of payment.
  • Competitive interest rates.

Target Market

  • Confirmed employees of reputable organizations in the private or public sector
  • Individuals whose salaries must have been paid through UBA for at least 1 month
  • UBA account holders
  • Employees who will be discussing or selling consumer credit products

How To Apply

  • Complete a consumer loan application form which you may download online or pick up from any of our branches
  • Obtain a Pro-forma invoice from an acceptable vendor known to your customer service officer
  • Submit your application to the customer service officer in your branch
  • Provide the minimum equity contribution of 20% of the cost of the asset
  • Provide the funds to cover the insurance cost