Prepaid Cards

The UBA Prepaid Card is a pre-funded and re-loadable card. It is internationally accepted at all Visa acceptance points (ATM, POS & web) in over 200 countries.

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Safe & Convenient

With the UBA Prepaid Card, you can load funds to use in shops, restaurants and for payments just like a debit card. Prepaid cards allow you add required amounts per time. However, that’s pretty much where the similarities end. Remember, If you haven’t loaded money on it, you can’t spend with it.

UBA Prepaid Card

Get a UBA Prepaid Card, make a purchase or bills payment anywhere you are. Sort out your everyday purchases, online payments with your prepaid card. You can travel anywhere you want, stay wherever your heart desires and shop online as much as you like. The UBA prepaid card is acceptable on all payment channels, all you need to do is load your prepaid card with as much funds as you like.

Download Enrollment Form

UBA Corporate Prepaid Card

Preload money in advance for salaries, travel allowances and other staff expenses with the UBA Corporate Prepaid Card. Simply load it and you are good to go.



To get a UBA Corporate Prepaid Card, please contact your Relationship Manager or visit any UBA branch nationwide.

Naira Prepaid Card

Fee Type
Applicable Fee
Card Issuance Fee
N1,000 (VAT Exclusive)
Quarterly Card Maintenance Fee
N50 (VAT Exclusive)
SMS Alert
Domestic ATM Withdrawal Fee (Other Banks ATM)
N35 (After first free 3 withdrawals on other banks’ ATM terminals within a month)
International ATM Withdrawal Fee
OCT Inflow (Original Credit Transaction Inflow from Platforms such as PAYPAL, etc.)
1.5% of Transaction Inflow Amount (VAT Exclusive)
International Transactions (ATM, POS, WEB)
FX Rate Applies

UBA Dollar Prepaid Card

*PTA – Personal Travel Allowance *BTA – Business Travel Allowance

USD Prepaid Card

Fee Type
Applicable Fee
Card Issuance Fee
$3.15 (VAT Exclusive)
Annual Card Convenience Fee
$20 (VAT Exclusive)
SMS Alert
International ATM Withdrawal Fee
0.6% of Transaction Amount Subject to a Minimum of $3.5 per ATM withdrawal (VAT Exclusive)
OCT Inflow (Original Credit Transaction Inflow from Platforms such as PAYPAL, etc.)
1.5% of Transaction Inflow Amount (VAT Exclusive)


  • — No need to have a bank account
    — Alternative to cash
    — The Prepaid card is safe for transactions across channels (ATM, POS, Web)
    — Funds can be retrieved in the event of theft or loss of the card
    — Access to funds 24/7 anywhere in the world (Worldwide Acceptance)
    — Can be used on various channels for local and international transactions (POS, WEB & ATM)
  • — Valid for 3 years
    — It requires a PIN for all ATM and POS transaction
    — Transfer money from your prepaid card to another UBA prepaid card with ease
    — Get real-time banking notifications

The UBA Prepaid Card is safe and secure so you can worry less about your card being hacked while shopping anywhere in the world or through any channel.  It can also assist you in managing your spending.

If your prepaid card gets lost or stolen, you are protected against fraud from the moment you report the loss to UBA (Call CFC on +234 1 280 8822)

Visit any UBA Branch to get one Instantly.

  • — Load your UBA Prepaid Card at any UBA Branch or through UBA Mobile App, Internet Banking, Payarena, or Business Direct.
  • — Go to any UBA ATM to change the PIN
The Prepaid Card is your reliable travel partner. Experience unlimited freedom 24/7 anywhere in the world.
  • — Gift card
  • — Salary card
  • — Expense card
  • — Co-branded
  • — View card activity
  • — Check balance on card
  • — Card to card transfer
  • — Activate “Verified by Visa” 
  • — Phone number modification
  • — Email modification


Download and print out the forms you need. Our download centre contains items and forms that you may require for our products and services. These items/forms are to be utilized, along with the relevant documents for processing.
Find out how UBA keeps your information safe and secure. Learn how to safeguard your personal information or report fraud. If you suspect fraudulent activity or receive a suspicious email please contact our dedicated helpdesk immediately