Prepaid Cards

The UBA Prepaid Card is a pre-funded and re-loadable card. It is internationally accepted at all Visa acceptance points (ATM, POS & web) in over 200 countries.

Safe & Convenient

With the UBA Prepaid Card, you can load funds to use in shops, restaurants and for payments just like a debit card. Prepaid cards allow you add required amounts per time. However, that’s pretty much where the similarities end. Remember, If you haven’t loaded money on it, you can’t spend with it.


UBA Prepaid Card

Get a UBA Prepaid Card, make a purchase or bills payment anywhere you are. Sort out your everyday purchases, online payments with your prepaid card. You can travel anywhere you want, stay wherever your heart desires and shop online as much as you like. The UBA prepaid card is acceptable on all payment channels, all you need to do is load your prepaid card with as much funds as you like.

Download Enrollment Form

Naira Prepaid Card

Fee Type
Applicable Fee
Card Issuance Fee
N1,000 (VAT Exclusive)
Quarterly Card Maintenance Fee
N50 (VAT Exclusive)
SMS Alert
Domestic ATM Withdrawal Fee (Other Banks ATM)
N35 (After first free 3 withdrawals on other banks’ ATM terminals within a month)
International ATM Withdrawal Fee
OCT Inflow (Original Credit Transaction Inflow from Platforms such as PAYPAL, etc.)
1.5% of Transaction Inflow Amount (VAT Exclusive)
International Transactions (ATM, POS, WEB)
FX Rate Applies

USD Prepaid Card

Fee Type
Applicable Fee
Card Issuance Fee
$3.15 (VAT Exclusive)
Annual Card Convenience Fee
$20 (VAT Exclusive)
SMS Alert
International ATM Withdrawal Fee
0.6% of Transaction Amount Subject to a Minimum of $3.5 per ATM withdrawal (VAT Exclusive)
OCT Inflow (Original Credit Transaction Inflow from Platforms such as PAYPAL, etc.)
1.5% of Transaction Inflow Amount (VAT Exclusive)


  • No need to have bank account
  • Alternative to cash
  • — The Prepaid card is safe for transactions across channels (ATM, POS, Web)
  • Funds can be retrieved incase of theft or lost of the card
  • Access for fund 24/7 anywhere in the world (Worldwide Acceptance)
  • Can be used on various channels for local and international transactions (POS, WEB & ATM)
  • Valid for 3 years from month of issue
  • It requires a Personal Identification Number (PIN) for all ATM and POS transaction
  • Transfer money from your Prepaid card to another UBA prepaid card easily
  • Real time banking transactions

UBA Prepaid card allows you to worry-less about your card being hacked while shopping anywhere in the world or through any channel since it’s a prepaid card which assist manage your spending.

If your UBA prepaid card gets lost or stolen, you are protected against fraudulent purchase transactions from the moment you report the loss to UBA (Call CFC on +234 1 280 8822)

Visit any UBA Branch to get the card INSTANTLY.

  • Load the UBA prepaid card at any UBA Office or through UBA Mobile/Internet Banking, Payarena and Business Direct.
  • Go to any UBA ATM to change PIN

The UBA Prepaid is your reliable travel partner, experience unlimited freedom 24/7 anywhere in the world with your card.

  • Gift cards
  • Salary cards
  • — Expense cards
  • — Co-branded
  • View card activity
  • Check balance on card
  • Card to card transfer
  • Activate Verified by Visa (VbyV)
  • Phone number modification
  • Email modification


Download and print out the forms you need. Our download centre contains items and forms that you may require for our products and services. These items/forms are to be utilized, along with the relevant documents for processing.
Find out how UBA keeps your information safe and secure. Learn how to safeguard your personal information or report fraud. If you suspect fraudulent activity or receive a suspicious email please contact our dedicated helpdesk immediately