Fixed Deposit Accounts

With our savings account platform, we enable you have a bright future by saving extensively with interests incurred.

Everyone is different so one size never fits all

That is why we have a wide range of accounts to fit everyone, regardless of situation or lifestyle. So whether you want a basic account or one bursting with options, you will find the right account that meets your expectations.

Regular Savings Account

Take the first step towards managing your money better.
There is a UBA Savings account suitable for everyone.

• Third-party cheque deposit (N2M max.)
• Flexible opening balance
• Third party transactions allowed
• Unlimited number of withdrawals
• Withdrawal either by cheque or withdrawal slip
• Attractive interest rates
• Flexible operating balance
• Access to digital banking products & services

• N2,000 opening balance
• N1,000 minimum operating balance
• Lodgment of dividend warrants and cheques

Requirements:
• Only a passport photograph required
• Utility bill not required

Requirements:
• A valid ID (international passport/driver’s license/National ID/voter card)
• Passport photograph
• Utility bill (not necessary if parent company has a UBA account)

 

 

For Students

We have unique savings accounts for the students with a distinctive sense of identity.

Requirements:
• A valid means of ID (international passport/driver’s license/National ID/voter card)
• 1 passport photograph each for child and parent
• Birth certificate of child
• Utility bill of the parent
• Evidence of secondary school admission/secondary school student’s ID

Requirements:
• Evidence of admission (school ID/admission letter/ student biodata form)
• A passport photograph required

For Employees

Are you an employee?
Take the first step towards managing your money better.

• A valid form of ID (International passport/Driver’s license/National ID/Voter’s card)
• Employee ID (low KYC account opened in the absence of international passport/driver’s license/National ID/voter card)
• Letter of Introduction from employer
• A passport photograph
• Utility bill (not necessary if applicant’s company has a UBA account)

 

 

For The Self Employed

Are you self employed?
Take the first step towards managing your money better.

• A valid means of ID (International passport/Driver’s license/National ID/Voter’s card)
• Passport photograph(for business, one for each of the owners)
• Utility bill (not exceeding 3 months old)
• Certificate of Incorporation/Registration/CBN License (for business enterprise)
• Two references from current account holders

Expatriate/Diaspora

Are you an employee?
Take the first step towards managing your money better.

• A valid form of ID (International passport/Driver’s license/National ID/Voter’s card)
• Employee ID (low KYC account opened in the absence of international passport/driver’s license/National ID/voter card)
• Letter of Introduction from employer
• A passport photograph
• Utility bill (not necessary if applicant’s company has a UBA account)

 

All Savings Accounts Come With

Internet Banking

Secure Transactions

Transaction Notifications

24/7 Banking

UBA Online Account

No need to visit the bank

The UBA Online Account is a unique account designed for people who desire to carry out their banking activities purely online, without visiting a bank branch.

Enjoy the flexibility of banking on the go, with our electronic channels (internet banking, mobile banking, ATM and EmailMoni) and get a 30% concession on transaction fee.