Current Accounts

UBA Current account is tailor-made to suit your needs whether you are an employee, self-employed or an expatriate.

Our Current account enables you bank wisely.

UBA Current account is just right for you. It comes with great benefits, flexible opening and operating balances, prepaid and debit cards, access to digital banking channels, attractive interest rates – plus, it is safe, secure and an account you can operate anywhere, anytime.

UBA Professional Accounts

At UBA we appreciate the professionals and working class people who trust us with their hard earned funds. We want you to make the most of life as a professional, elevating you right were you are supposed to be but ready for the next step

With a UBA tiered account, you have the opportunity to:

  • – Gain access to loan facilities
  • – Get free access to our exclusive cards such as gold card, platinum card and black card.
    – Earn up to 2% added interest

UBA Current Account

The UBA Individual Current Account is a Demand Deposit Account (DDA) primarily meant for Individuals & Joint Individuals, in which funds deposited are payable on demand, either in person, or by the presentation of a cheque by a third party, bank draft, direct debit, electronic fund transfers etc.
  • Completed Account Opening Form.
  • 2 passport photographs.
  • Valid means of identification; national ID, international passport, recent voter card, driver’s license.
  • Utility bill not exceeding 3 months old.
  • 2 current account references.
  • Opening balance of N5,000.
  • Zero minimum operating balance.
  • Access to consumer credit facilities.
  • Lodgment of cheques and dividend warrants.
  • Cheque book enabled.
  • No restrictions on the withdrawal frequency or amounts from funded account.
  • Third party transactions allowed.
  • No restrictions on deposit amounts.
  • Cheque lodgment allowed.
  • Access to internet and mobile banking.
  • Access to UBA Master Card & Visa Card (for ATM, Internet and POS transactions).



For Employees

Are you an employee?
Take the first step towards managing your money better.

  • Any of these IDs: international passport/driver’s license/national ID/voter card.
  • Employee ID (low KYC account opened in the absence of international passport/driver’s license/national ID/voter’s card).
  • Letter of introduction from employer.
  • Passport photograph.
  • Utility bill (not necessary if applicant’s company has a UBA account).


Are you self-employed, whether as an entrepreneur, owner of a professional service firm, or an entertainer?
  • Any one of the valid IDs: international passport/driver’s license/national ID/voter card.
  • Passport photograph (if business, for each of the owners of business).
  • Utility bill (not exceeding 3 months old).
  • Certificate of Incorporation/Registration/CBN license (for business enterprise).
  • Two references from current account holders.




Diaspora Banking is a unique banking service designed to meet the banking needs of Nigerians living abroad
  • International passport with valid visa/resident permit/work permit.
  • Passport photograph.
  • Utility bill (not exceeding 3 months old).
  • Proof of source of funds (recent pay slip, work ID, letter of reference from current bankers or business registration documents, if self-employed).
  • Eligibility.
  • Individuals in private business.
  • Self-employed professionals.
  • Individuals in paid employment.
Learn More

All Current Accounts Come With

Digital Banking

Secure Transactions

Transaction Notifications

24/7 Banking

UBA Online Account

No need to visit the bank

The UBA Online Account is a unique account designed for people who desire to carry out their banking activities purely online, without visiting a bank branch.

Enjoy the flexibility of banking on the go, with our electronic channels (internet banking, mobile banking, ATM and EmailMoni) and get a 30% concession on transaction fee.

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