Click Credit

Don’t get knocked down by emergencies; get up to ₦5 million in a minute.

Everything from A-Z

From house rent, your dream wedding, unexpected medical bills, a much-needed vacation, an MBA degree, a car upgrade, to whatever you need; there’s a superfast loan for you. Get up to ₦5 million in a minute at a fair interest of 1.58% monthly and pay back in 12 months.


What's in it for you ?

  • Borrow up to N5 million
  • Pay back easily over 12 months
  • Low interest rate of 1.58%
  • Get your loan in a minute

How to Apply:

No paperwork! No awkward conversations! No waiting around! Get it in a minute.

  • Just dial *919*28#
  • Click Credit is also available on all our digital platforms (Leo, UBA Internet Banking and Mobile Banking)



What you will need:

An active UBA Salary Account

Frequently Asked Questions

  • A superfast loan that is open to everyone with a UBA Salary account.

  • Dial *919*28# or apply on any of our digital channels. (Leo, Mobile Banking and Internet Banking).

  • Simply open a UBA account with any of these options:

    • – Dial *919*20#
    • – Chat with LEO:
    • Search for “UBACHATBANKING” on Facebook with the verified logo (Blue Tick).
    • Or say “HELLO” to Leo on WhatsApp +2349030019007
      • – Download the UBA Mobile Banking App and choose the “open an account” option

    Visit a UBA branch close to you to open an account

You can get up to N5,000,000.00 (Five million naira) in a minute.

You can spread your repayment over 12 months.

No Processing and paperwork! Just dial and get your loan in less than a minute!

To qualify for a loan, you must have received your salary through UBA for the last 6 months.

  • Your Confirmation status at your place of employment is not a requirement for the loan.

You must have been receiving your salary through UBA for at least six months before you can be eligible for this loan.

No hidden fees, no extra charges.

A low interest rate of 19% p.a. (1.58% monthly).