Click Credit

Don’t get knocked down by emergencies; get up to ₦1 million in a minute.

Everything from A-Z

Are you a salary earner? You can get a loan of up to 1 Million Naira in one minute at an interest rate of 30% annually (2.5% monthly) and payback easily over 12 months. No hidden charges.


What's in it for you ?

How to Apply:

No paperwork! No awkward conversations! No waiting around! Get it in a minute.



What you will need:

An active UBA Salary Account

Frequently Asked Questions

  • A superfast loan that is open to everyone with a UBA Salary account.

  • Dial *919*28# or apply on any of our digital channels. (Leo, Mobile Banking and Internet Banking).

  • Simply open a UBA account with any of these options:

    • – Dial *919*20#
    • – Chat with LEO:
    • Search for “UBACHATBANKING” on Facebook with the verified logo (Blue Tick).
    • Or say “HELLO” to Leo on WhatsApp +2349030019007
      • – Download the UBA Mobile Banking App and choose the “open an account” option

    Visit a UBA branch close to you to open an account

You can get up to N1,000,000.00 (One million naira) in a minute.

You can spread your repayment over 12 months.

No Processing and paperwork! Just dial and get your loan in less than a minute!

To qualify for a loan, you must have received your salary through UBA for the last 6 months.

  • Your Confirmation status at your place of employment is not a requirement for the loan.

You must have been receiving your salary through UBA for at least six months before you can be eligible for this loan.

No hidden fees, no extra charges.

A low interest rate of 30% p.a. (2.5% monthly).